Which is better, AFYA or MO?

On the Buffett-Fit framework, Altria Group, Inc. (MO) currently grades higher than AFYA — 69/100 (B grade) vs 61/100 (C). That said, "better" depends on which framework you trust — AFYA wins on Philip Fisher and Peter Lynch; MO wins on Warren Buffett, Benjamin Graham, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy AFYA or MO?

This page is an educational comparison, not investment advice. Both AFYA and MO are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is AFYA better than MO for value investing?

On the Buffett-style value-investing framework, MO currently grades higher — 69/100 vs 61/100, a 8-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between AFYA and MO on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). AFYA currently scores 61/100 (C grade); MO scores 69/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, AFYA or MO?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. AFYA and MO are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, AFYA or MO?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are AFYA and MO both Consumer Defensive stocks?

Yes — both Afya Limited (AFYA) and Altria Group, Inc. (MO) operate in the Consumer Defensive sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this AFYA vs MO comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Afya Limited

Altria Group

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

AFYA

Afya Limited

Market cap

$1.26B

Sector

Consumer Staples

Altria Group

Market cap

$123.64B

Sector

Consumer Staples

Overall winner

Altria Group MO

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	AFYA	MO	Winner
Warren Buffett	61C	69B	MO
Benjamin Graham	48D	49D	MO
Philip Fisher

Side-by-side metrics

Metric	AFYA	MO
Market cap	$1.26B	$123.64B
P/E (TTM)	8.4x	15.2x
EV/EBIT	7.0x	9.5x
ROIC (TTM)	12.67%	33.54%
Gross margin	64.3%	67.84%
Net margin	20.04%	36.91%
Revenue CAGR 5y	20.5%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

AFYA leads on

Revenue CAGR 5y20.5%vs -1.17%+106%
P/E (TTM)8.4xvs 15.2x+44%
EV/EBIT7.0xvs 9.5x+27%
EPS CAGR 5y35.93%vs 32.34%

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More like MO

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Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.