Is Senmiao Technology financially healthy?
Not really
Senmiao Technology earns only -1,395.3 times its interest bill, which leaves little room.
The numbers behind it
Net debt / EBITDANet cash
Cash vs. debt$833,577 vs. $371,047
Current ratio93.6×Short-term assets for each $1 of bills due within a year
Interest coverage-1,395.3×How many times operating profit covers the interest bill
How we decide
We measure debt in years of earnings (net debt / EBITDA): under 1 is very comfortable, 1 to 3 is manageable, above 3 is heavy. A company that earns less than 3 times its interest bill also counts as weak.
More questions about Senmiao Technology
Data as of Sep 2, 2026.