Is Bain Capital Specialty Finance financially healthy?
Not really
Bain Capital Specialty Finance carries heavy debt: it would take 14.6 years of earnings to pay it off.
The numbers behind it
Net debt / EBITDA14.6 years
Cash vs. debt$26M vs. $1.5B
Interest coverage1.2×How many times operating profit covers the interest bill
How we decide
We measure debt in years of earnings (net debt / EBITDA): under 1 is very comfortable, 1 to 3 is manageable, above 3 is heavy. A company that earns less than 3 times its interest bill also counts as weak.
More questions about Bain Capital Specialty Finance
Data as of Nov 13, 2026.