
Is NewtekOne financially healthy?
Not really
NewtekOne carries heavy debt: it would take 15.4 years of earnings to pay it off.
The numbers behind it
Net debt / EBITDA15.4 years
Cash vs. debt$284M vs. $823M
Interest coverage1.4×How many times operating profit covers the interest bill
How we decide
We measure debt in years of earnings (net debt / EBITDA): under 1 is very comfortable, 1 to 3 is manageable, above 3 is heavy. A company that earns less than 3 times its interest bill also counts as weak.
More questions about NewtekOne
Data as of Nov 13, 2026.