
Is Pan-United financially healthy?
Yes
Pan-United holds more cash than debt.
The numbers behind it
Net debt / EBITDANet cash
Current ratio1.6×Short-term assets for each SGD 1 of bills due within a year
Interest coverage21.0×How many times operating profit covers the interest bill
How we decide
We measure debt in years of earnings (net debt / EBITDA): under 1 is very comfortable, 1 to 3 is manageable, above 3 is heavy. A company that earns less than 3 times its interest bill also counts as weak.
More questions about Pan-United
Data as of Nov 13, 2026.