Is Titan financially healthy?
Not really
Titan carries heavy debt: it would take 3.4 years of earnings to pay it off.
The numbers behind it
Net debt / EBITDA3.4 years
Cash vs. debt₹8.7B vs. ₹306.2B
Current ratio1.3×Short-term assets for each ₹1 of bills due within a year
Interest coverage6.8×How many times operating profit covers the interest bill
How we decide
We measure debt in years of earnings (net debt / EBITDA): under 1 is very comfortable, 1 to 3 is manageable, above 3 is heavy. A company that earns less than 3 times its interest bill also counts as weak.
More questions about Titan
Data as of Nov 13, 2026.