profit from every $100 of sales.
$0$100
Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK
$25.62+0.47% today
-3.4% in 1 year
1-year low $25.461-year high $26.70
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $84.87 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK sold, what it kept, and what it did with the cash.
Sales went from $1.96 billion in 2022 to $2.73 billion in 2025, with $824 million of profit last year.
SalesProfit
Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK handed back 68% of the cash it generated last year.
Buybacks $416M$169M
Free cash flow 2025$860M
Bought back its own shares$416M
Paid as dividends$169M
Cash vs. debt$3.6B vs. $4.5B
AI analysis
An AI analyst reads Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,956 | 2,272 | 2,451 | 2,726 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 510 | 623 | 695 | 824 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 26.1% | 27.4% | 28.4% | 30.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 52,950 | 56,260 | 64,880 | 71,142 |
| Cash | 2,480 | 2,508 | 4,862 | 3,648 |
| Total debt | 3,586 | 3,650 | 4,238 | 4,481 |
| Total liabilities | 48,153 | 50,860 | 58,535 | 63,883 |
| 4,797 | 5,400 | 6,344 | 7,259 | |
| – | – | – | – | |
| – | – | – | – | |
| 10.6% | 11.5% | 11.0% | 11.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,375 | 744 | 722 | 910 | |
| 53 | 46 | 86 | 50 | |
| 1,322 | 698 | 636 | 860 | |
| Dividends paid | 108 | 126 | 143 | 169 |
| 0 | 2 | 4 | 416 | |
| 32 | 33 | 38 | 42 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 84.9×
- –
- –
- –
- –
- 1.2%
- 0.0%
Profitability
- 30.2%
- –
- 0.0%
- –
- –
Growth
- +11.7%
- –
- –
- +0.0%
News
Wintrust Financial GAAP EPS of $3.37 beats by $0.08, revenue of $757.9M beats by $3.54MSeeking Alpha · Oct 19, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK
Is Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK a good stock to buy?
A strong, very profitable business, priced as if everything goes right. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK AI analysis
Does Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK pay a dividend?
Yes. In 2025 it paid out $169 million in dividends.
Is Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK stock halal?
No. Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK stock done over the past year?
Down 3.4% over the past twelve months, to $25.62. It traded between $25.46 and $26.70 and is 4.0% below its high.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.