Buffett Brain · Research note
Score updated 26 Sept 2026 · analysis from 17 Aug 2026
INTU· Technology
Intuit
Intuit's software suite, with an 81% gross margin, shows strong moat potential, but valuation at 19.7x P/E requires caution.
Buffett fit
Partial fit
Owner
63
Durability
98
Management
60
Price
57
Score updated 26 Sept 2026 · analysis from 17 Aug 2026
Buffett's checklist
Each number against Buffett's bar, and where it ranks among Technology stocks in our database.
How much profit the business makes on each dollar invested in it. Higher is better.
What is left of each sale after the cost of making the product. A high number often means pricing power.
The cash the business earns for its owners, compared with the price of the whole company.
How fast sales grew each year over the last five years.
How many years of today's profit you pay for at today's price. Lower means cheaper.
How much the company owes compared with what it owns outright. Lower is safer.
The four pillars
How the business measures up on each of Buffett's four tests.
If we owned 100% of Intuit, we'd focus on its ability to maintain and grow its high-margin software offerings.
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Intuit's 10-year durability looks solid with its 5-year profitability and 15.9 interest coverage.
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Intuit's management has shown reasonable with a yield of 2.14% and a dividend CAGR of 16.48%.
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The current of 19.7 and yield of 6.78% suggest the stock is priced for growth.
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For and against
The strongest points on each side, with the numbers behind them.
In its favor
8- 181% is top-quintile in the technology sector.
- 2 of 16.17% exceeds the sector's top-quintile cutoff of 13.4%.
- 3EPS CAGR of 15.97% over 5 years supports growth narrative.
- 4 growth of 31.27% YoY indicates strong cash generation.
Concerns
8- 1 ratio of 19.7 is high, requiring sustained growth.
- 2Market cap vs retained earnings decreased by 3.90%.
- 3Share count CAGR of 0.91% suggests some dilution.
- 4Current ratio of 1.45 is below the ideal threshold of 1.5.
Price history
$355-43.3%· 5-year return
Weekly closing prices. Touch or hover the line for a date.
The business
How the business works
Intuit generates revenue through its four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment, including QuickBooks, is a key driver, offering cloud and desktop solutions with payroll and payment processing services. The Consumer segment provides TurboTax products, while Credit Karma offers financial recommendations. The business model benefits from and high margins, with an 81% indicating strong unit economics.
How this analysis has moved
The call has held across 5 reviews.
Sep 27, 2026 → Oct 22, 2026
What other investors would say
The same company, judged by three other documented playbooks.
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