Which is better, ALL or MCO?

On the Buffett-Fit framework, Moody's Corporation (MCO) currently grades higher than ALL — 71/100 (B grade) vs 44/100 (D). That said, "better" depends on which framework you trust — ALL wins on none; MCO wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy ALL or MCO?

This page is an educational comparison, not investment advice. Both ALL and MCO are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is ALL better than MCO for value investing?

On the Buffett-style value-investing framework, MCO currently grades higher — 71/100 vs 44/100, a 27-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between ALL and MCO on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). ALL currently scores 44/100 (D grade); MCO scores 71/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, ALL or MCO?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. ALL and MCO are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, ALL or MCO?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are ALL and MCO both Financial Services stocks?

Yes — both The Allstate Corporation (ALL) and Moody's Corporation (MCO) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this ALL vs MCO comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

The Allstate

Moody's

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

ALL

The Allstate

Market cap

$55.78B

Sector

Financials

MCO

Moody's

Market cap

$78.46B

Sector

Financials

Overall winner

Moody's MCO

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	ALL	MCO	Winner
Warren Buffett	44D	71B	MCO
Benjamin Graham	21F	83A	MCO
Philip Fisher	49D	62C	MCO
Peter Lynch	39D	68B	MCO
Joel Greenblatt	45D	58C	MCO
Charlie Munger	45D	79B	MCO
Terry Smith	46D	75B	MCO

Side-by-side metrics

Metric	ALL	MCO
Market cap	$55.78B	$78.46B
P/E (TTM)	4.6x	30.4x
EV/EBIT	4.8x	23.4x
ROIC (TTM)	31.23%	23.11%
Gross margin	39.83%	69.69%
Net margin	18.09%	31.69%
Revenue CAGR 5y	8.09%	5.55%
EPS CAGR 5y	21.93%	3.68%
Debt / Equity	0.2x	2.4x
Dividend yield	1.88%	0.92%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

ALL leads on

Debt / Equity0.2xvs 2.4x+90%
P/E (TTM)4.6xvs 30.4x+85%
EPS CAGR 5y21.93%vs 3.68%+83%
EV/EBIT4.8xvs 23.4x+80%

MCO leads on

Net margin31.69%vs 18.09%+43%
Gross margin69.69%vs 39.83%+43%
Market cap$78.46Bvs $55.78B+29%

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

The Allstate

Moody's

Fit scores by strategy

Side-by-side metrics

Where each one wins

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