Which is better, MA or V?

On the Buffett-Fit framework, Mastercard Incorporated (MA) currently grades higher than V — 84/100 (A grade) vs 79/100 (B). That said, "better" depends on which framework you trust — MA wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith; V wins on none. The full pillar breakdown is on this page.

Should I buy MA or V?

This page is an educational comparison, not investment advice. Both MA and V are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is MA better than V for value investing?

On the Buffett-style value-investing framework, MA currently grades higher — 84/100 vs 79/100, a 5-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between MA and V on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). MA currently scores 84/100 (A grade); V scores 79/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, MA or V?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. MA and V are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, MA or V?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are MA and V both Financial Services stocks?

Yes — both Mastercard Incorporated (MA) and Visa Inc. (V) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this MA vs V comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

Mastercard

MA$440.5BFinancials Market cap, Sector

Visa

V$630.41BFinancials Market cap, Sector

Overall winner

Mastercard

MA 70 V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

MA7wins

0winsV

Warren Buffett

84B

B79

Benjamin Graham

84B

B74

Philip Fisher

79B

B78

Peter Lynch

72B

C64

Joel Greenblatt

84B

B74

Charlie Munger

87A

A85

Terry Smith

91A

A90

Side-by-side metrics

Metric	MA	V
Market cap	$440.5B	$630.41B Winner
P/E (TTM)	Winner: 28.3x	28.4x
EV/EBIT	Winner: 23.1x	26.8x
ROIC (TTM)	Winner: 51.85%	32.73%
Gross margin	Winner: 82.96%	81.29%
Net margin	45.88%	51.68% Winner
Revenue CAGR 5y	Winner: 14.79%	13.5%
EPS CAGR 5y	Winner: 17.14%	16.07%
Debt / Equity	2.8x	0.7x Winner
Dividend yield	0.66%	0.79% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

MA leads on

ROIC (TTM)51.85%vs 32.73%+37%
EV/EBIT23.1xvs 26.8x+14%
Revenue CAGR 5y14.79%vs 13.5%+9%
EPS CAGR 5y17.14%vs 16.07%+6%

V leads on

Debt / Equity0.7xvs 2.8x+76%
Market cap$630.41Bvs $440.5B+30%
Dividend yield0.79%vs 0.66%+16%
Net margin51.68%vs 45.88%+11%

More like MA

MA vs IBKD.SI MA vs AZA.ST MA vs FBK.MI MA vs BGN.MI

More like V

V vs IBKD.SI V vs AZA.ST V vs FBK.MI V vs BGN.MI

Read the full Buffett-Brain analysis for MA Read the full Buffett-Brain analysis for V

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

Mastercard

MA$440.5BFinancials Market cap, Sector

Visa

V$630.41BFinancials Market cap, Sector

Overall winner

Mastercard

MA 70 V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

Fit scores by strategy

MA7wins

0winsV

Warren Buffett

84B

B79

Benjamin Graham

84B

B74

Philip Fisher

79B

B78

Peter Lynch

72B

C64

Joel Greenblatt

84B

B74

Charlie Munger

87A

A85

Terry Smith

91A

A90

Side-by-side metrics

Metric	MA	V
Market cap	$440.5B	$630.41B Winner
P/E (TTM)	Winner: 28.3x	28.4x
EV/EBIT	Winner: 23.1x	26.8x
ROIC (TTM)	Winner: 51.85%	32.73%
Gross margin	Winner: 82.96%	81.29%
Net margin	45.88%	51.68% Winner
Revenue CAGR 5y	Winner: 14.79%	13.5%
EPS CAGR 5y	Winner: 17.14%	16.07%
Debt / Equity	2.8x	0.7x Winner
Dividend yield	0.66%	0.79% Winner

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

MA leads on

ROIC (TTM)51.85%vs 32.73%+37%
EV/EBIT23.1xvs 26.8x+14%
Revenue CAGR 5y14.79%vs 13.5%+9%
EPS CAGR 5y17.14%vs 16.07%+6%

V leads on

Debt / Equity0.7xvs 2.8x+76%
Market cap$630.41Bvs $440.5B+30%
Dividend yield0.79%vs 0.66%+16%
Net margin51.68%vs 45.88%+11%

More like MA

MA vs IBKD.SI MA vs AZA.ST MA vs FBK.MI MA vs BGN.MI

More like V

V vs IBKD.SI V vs AZA.ST V vs FBK.MI V vs BGN.MI

Read the full Buffett-Brain analysis for MA Read the full Buffett-Brain analysis for V

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.