profit from every NT$100 of sales.
NT$0NT$100
Fubon Financial
NT$159.50+4.25% today
+79.8% in 1 year
1-year low NT$86.001-year high NT$162.00
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay NT$18.02 for every NT$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Fubon Financial sold, what it kept, and what it did with the cash.
Sales went from NT$255 billion in 2022 to NT$379 billion in 2025, with NT$121 billion of profit last year.
SalesProfit
Fubon Financial handed back more cash to shareholders than it generated last year.
NT$61.8B
Free cash flow 2025NT$5.8B
Bought back its own shares–
Paid as dividendsNT$61.8B
Cash vs. debtNT$922.2B vs. NT$600.6B
Fubon Financial vs. similar companies
Fubon Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from NT$100 of sales | Sales growth a year | Price per NT$1 of profit |
|---|---|---|---|
| Fubon Financial | 18.0× · Fair price | ||
 China Life Insurance | 6.4× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.6× · Fair price | ||
 Manulife Financial | 18.1× · Fair price |
AI analysis
An AI analyst reads Fubon Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of TWD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 254,989 | 171,892 | 347,087 | 379,305 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 46,926 | 66,017 | 150,820 | 120,944 | |
| 3.13 | 4.46 | 10.51 | 8.37 | |
| – | – | – | – | |
| – | – | – | – | |
| 18.4% | 38.4% | 43.5% | 31.9% |
Balance sheet
| In millions of TWD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 10,587,757 | 11,106,312 | 12,067,311 | 12,875,478 |
| Cash | 732,588 | 770,013 | 819,364 | 922,186 |
| Total debt | 343,114 | 407,810 | 479,543 | 600,645 |
| Total liabilities | 10,014,148 | 10,289,706 | 11,101,516 | 11,877,670 |
| 565,691 | 802,437 | 951,126 | 982,582 | |
| 14,007 | 14,007 | 14,007 | 14,007 | |
| – | – | – | – | |
| 8.3% | 8.2% | 15.9% | 12.3% |
Cash flow
| In millions of TWD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 145,228 | -84,891 | 77,414 | 14,408 | |
| 3,850 | 5,611 | 6,305 | 8,654 | |
| 141,378 | -90,503 | 71,110 | 5,753 | |
| Dividends paid | 44,343 | 22,109 | 36,174 | 61,769 |
| 0 | – | – | – | |
| 0 | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.0×
- –
- 0.46
- 1.7×
- 5.7×
- 5.5%
- 2.8%
Profitability
- 31.9%
- –
- –
- –
- –
Growth
- +14.2%
- +38.8%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 36%of 874
Top 37%of 887
Bottom 32%of 933
2.8%of the share price, paid each year
On $1,000 invested$28a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
51.1% of its profit
Room to growStretchedMore than it earns: 1,073.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Fubon Financial
Is Fubon Financial a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Fubon Financial AI analysis
What does Fubon Financial do?
Fubon Financial Holding Co., Ltd. provides various financial products and services in Taiwan, Asia, and internationally. It operates through Banking Business, Property Insurance Business, Life Insurance Business, Securities Business, and Others segments. It is in Insurance - Life, based in Taipei, Taiwan, with 42,363 employees.
Does Fubon Financial pay a dividend?
Yes. At today's price the dividend is 2.8% a year, about 51% of its yearly profit. In 2025 it paid out NT$61.8 billion in dividends.
Is Fubon Financial stock halal?
No. Fubon Financial does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Fubon Financial stock done over the past year?
Up 79.8% over the past twelve months, to NT$159.50. It traded between NT$86.00 and NT$162.00, close to its high.
Who are Fubon Financial's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Fubon Financial's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.