profit from every ₹100 of sales.
₹0₹100
Aadhar Housing Finance
₹441.40+1.93% today
-9.7% in 1 year
1-year low ₹421.351-year high ₹556.55
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹17.66 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Aadhar Housing Finance sold, what it kept, and what it did with the cash.
Sales went from ₹18.8 billion in 2023 to ₹34.5 billion in 2026, with ₹11.0 billion of profit last year.
SalesProfit
Aadhar Housing Finance vs. similar companies
Aadhar Housing Finance grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Aadhar Housing Finance | 17.7× · Fair price | ||
 Rocket Companies | No profit yet | ||
 LIC Housing Finance | 5.5× · Cheap | ||
 PNB Housing Finance | 12.8× · Cheap | ||
 UWM | 97.0× · Very expensive |
AI analysis
An AI analyst reads Aadhar Housing Finance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 18,810 | 23,542 | 29,183 | 34,547 | |
| 15,931 | 20,005 | 12,801 | 15,368 | |
| 14,067 | 17,551 | 10,398 | 12,572 | |
| 14,959 | 19,521 | 10,650 | 12,892 | |
| 5,448 | 7,496 | 9,118 | 10,959 | |
| 12.77 | 17.58 | 20.85 | – | |
| 84.7% | 85.0% | 43.9% | 44.5% | |
| 74.8% | 74.6% | 35.6% | 36.4% | |
| 29.0% | 31.8% | 31.2% | 31.7% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 166,179 | 190,931 | 232,240 | 273,988 |
| Cash | 4,051 | 3,563 | 8,784 | 7,146 |
| Total debt | 121,503 | 139,584 | 163,219 | 186,834 |
| Total liabilities | 129,202 | 146,433 | 168,517 | 198,580 |
| 36,977 | 44,498 | 63,723 | 75,409 | |
| 427 | 427 | 437 | – | |
| 7.4% | 8.3% | 3.6% | 3.8% | |
| 14.7% | 16.8% | 14.3% | 14.5% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -11,557 | -25,501 | -30,267 | -28,079 | |
| 104 | 154 | 148 | 188 | |
| -11,661 | -25,655 | -30,415 | -28,266 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 56 | 20 | 110 | 207 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 17.7×
- –
- –
- 2.6×
- 5.6×
- 5.7%
- –
Profitability
- 31.7%
- 3.6%
- 5.5%
- –
- –
Growth
- +22.5%
- –
- –
- +0.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 45%of 748
Top 26%of 603
Bottom 37%of 873
Top 23%of 883
Bottom 9%of 933
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
34No pass
Benjamin Graham
48No pass
Philip Fisher
60Pass
Peter Lynch
72Pass
Joel Greenblatt
8No pass
Charlie Munger
38No pass
Terry Smith
36No pass
Questions about Aadhar Housing Finance
Is Aadhar Housing Finance a good stock to buy?
A strong, very profitable business at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Aadhar Housing Finance AI analysis
What does Aadhar Housing Finance do?
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. It is in Mortgage Finance, based in Mumbai, India.
Is Aadhar Housing Finance stock halal?
No. Aadhar Housing Finance does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Aadhar Housing Finance stock done over the past year?
Down 9.7% over the past twelve months, to ₹441.40. It traded between ₹421.35 and ₹556.55 and is 20.7% below its high.
Who are Aadhar Housing Finance's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PNB Housing Finance and UWM. The peers table on this page compares their profit, growth and price with Aadhar Housing Finance's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.