profit from every $100 of sales.
$0$100
Arbor Realty
$1.39-5.44% today
-85.0% in 1 year
1-year low $1.391-year high $9.26
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $1.87 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Arbor Realty sold, what it kept, and what it did with the cash.
Sales went from $619 million in 2022 to $501 million in 2025, with $149 million of profit last year.
SalesProfit
Arbor Realty handed back 87% of the cash it generated last year.
$320M
Free cash flow 2025$372M
Bought back its own shares$4M
Paid as dividends$320M
Cash vs. debt$483M vs. $6.4B
Arbor Realty vs. similar companies
Arbor Realty grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Arbor Realty | 1.9× · Cheap | ||
 Annaly Capital Management | 7.1× · Cheap | ||
 AGNC Investment | 6.5× · Cheap | ||
 Rithm Capital | 7.5× · Cheap | ||
 Starwood Property | 10.7× · Cheap |
AI analysis
An AI analyst reads Arbor Realty's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 619 | 721 | 626 | 501 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 326 | 371 | 265 | 149 | |
| 1.67 | 1.75 | 1.18 | 0.56 | |
| – | – | – | – | |
| – | – | – | – | |
| 52.6% | 51.5% | 42.3% | 29.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 17,039 | 15,739 | 13,491 | 14,495 |
| Cash | 534 | 929 | 504 | 483 |
| Total debt | 10,138 | 9,439 | 7,161 | 6,395 |
| Total liabilities | 13,967 | 12,484 | 10,339 | 11,428 |
| 2,937 | 3,118 | 3,024 | 2,953 | |
| 199 | 219 | 206 | 210 | |
| – | – | – | – | |
| 11.1% | 11.9% | 8.8% | 5.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,100 | 236 | 462 | 372 | |
| – | – | – | – | |
| 1,100 | 236 | 462 | 372 | |
| Dividends paid | 322 | 381 | 395 | 320 |
| 1 | 37 | 11 | 4 | |
| 15 | 15 | 14 | 14 |
Valuation
- 1.9×
- 1.9×
- –
- 0.1×
- 0.6×
- 0.7×
- –
- 133.7%
- 53.4%
- 18.0%
Profitability
- 92.6%
- 72.8%
- 29.7%
- 72.9%
- 21.8%
- 2.1%
- 4.0%
- 0.8%
- 6.0%
- –
Growth
- −6.8%
- −30.5%
- −14.1%
- +1.6%
- +1.7%
Financial health
- 12.4×
- 2.17
- 77.3%
- 1.2×
- –
- –
- 0.08
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 5%of 746
Top 11%of 752
Top 1%of 666
Bottom 9%of 762
What analysts expect
- Average price target
- $8.00
- Range
- $8.00 – $8.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 8, 2026 | 0.07 | 0.16 | −56.3% |
| Feb 27, 2026 | 0.19 | 0.17 | +9.2% |
| Oct 31, 2025 | 0.35 | 0.23 | +50.9% |
| Aug 1, 2025 | 0.25 | 0.23 | +9.4% |
| May 2, 2025 | 0.28 | 0.27 | +3.4% |
| Feb 21, 2025 | 0.39 | 0.42 | −7.1% |
| Nov 1, 2024 | 0.43 | 0.39 | +10.3% |
| Aug 2, 2024 | 0.45 | 0.44 | +2.3% |
18.0%of the share price, paid each year
On $1,000 invested$180a year at today's yield, before tax
+1.6%2020 to 2025
Raised–not every year
Paid per share, each year
$0.58 in 2015 → $1.33 in 2025
How safe it looks
215.0% of its profit
Room to growStretchedMore than it earns: 85.9%
News
Arbor Realty Trust, Inc. Q3 2026 Earnings Call SummaryYahoo Finance · Oct 30, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
58No pass
Benjamin Graham
36No pass
Philip Fisher
52No pass
Peter Lynch
40No pass
Joel Greenblatt
41No pass
Charlie Munger
57No pass
Terry Smith
54No pass
Questions about Arbor Realty
Is Arbor Realty a good stock to buy?
A business with weak numbers, and the price looks low. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Arbor Realty AI analysis
What does Arbor Realty do?
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. It is in REIT - Mortgage.
Does Arbor Realty pay a dividend?
Yes. At today's price the dividend is 18.0% a year, about 215% of its yearly profit. In 2025 it paid out $320 million in dividends.
Is Arbor Realty stock halal?
No. Arbor Realty does not pass our halal screen: its main business, mortgage lending, is not permitted. How we check
How has Arbor Realty stock done over the past year?
Down 85.0% over the past twelve months, to $1.39. It traded between $1.39 and $9.26 and is 85.0% below its high.
Who are Arbor Realty's competitors?
The largest listed companies in the same industry are Annaly Capital Management, AGNC Investment, Rithm Capital and Starwood Property. The peers table on this page compares their profit, growth and price with Arbor Realty's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.