profit from every €100 of sales.
€0€100
Crédit Agricole
€15.87-0.09% today
-9.5% since Dec 21, 25
1-year low €14.851-year high €20.20
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €6.78 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Crédit Agricole sold, what it kept, and what it did with the cash.
Sales went from €20.6 billion in 2022 to €26.3 billion in 2025, with €7.07 billion of profit last year.
SalesProfit
Crédit Agricole handed back 20% of the cash it generated last year.
€3.5B
Free cash flow 2025€17.9B
Bought back its own shares–
Paid as dividends€3.5B
Cash vs. debt€579.8B vs. €313.0B
Crédit Agricole vs. similar companies
Crédit Agricole grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Crédit Agricole | 6.8× · Cheap | ||
 JPMorgan Chase | 16.0× · Fair price | ||
 China Construction Bank | 9.2× · Cheap | ||
 Industrial and Commercial Bank of China | 8.2× · Cheap | ||
 Agricultural Bank of China | 8.7× · Cheap |
AI analysis
An AI analyst reads Crédit Agricole's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 20,646 | 23,454 | 25,328 | 26,261 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 5,306 | 6,348 | 7,087 | 7,074 | |
| 1.64 | 1.94 | 2.11 | 2.89 | |
| – | – | – | – | |
| – | – | – | – | |
| 25.7% | 27.1% | 28.0% | 26.9% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,138,086 | 2,189,398 | 2,309,782 | 2,374,307 |
| Cash | 654,924 | 598,933 | 581,472 | 579,758 |
| Total debt | 239,899 | 280,246 | 315,576 | 312,979 |
| Total liabilities | 2,062,606 | 2,109,479 | 2,226,471 | 2,288,443 |
| 66,519 | 71,086 | 74,710 | 77,662 | |
| 2,989 | 3,031 | 3,015 | 3,027 | |
| – | – | – | – | |
| 8.0% | 8.9% | 9.5% | 9.1% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,463 | -36,512 | -15,909 | 19,012 | |
| 1,042 | 885 | 1,070 | 1,117 | |
| 421 | -37,397 | -16,979 | 17,895 | |
| Dividends paid | 3,226 | 3,463 | 5,141 | 3,524 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 6.8×
- –
- 0.32
- 0.6×
- 1.8×
- 14.7%
- 7.3%
Profitability
- 26.9%
- –
- –
- –
- –
Growth
- +8.3%
- +20.9%
- –
- +0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 12%of 872
Bottom 48%of 883
Top 4%of 931
7.3%of the share price, paid each year
On $1,000 invested$73a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
49.8% of its profit
Room to growStretchedMore than it earns: 19.7%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Crédit Agricole
Is Crédit Agricole a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Crédit Agricole AI analysis
What does Crédit Agricole do?
Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan. It is in Banks - Diversified, based in Montrouge, France, with 79,848 employees.
Does Crédit Agricole pay a dividend?
Yes. At today's price the dividend is 7.3% a year, about 50% of its yearly profit. In 2025 it paid out €3.52 billion in dividends.
Is Crédit Agricole stock halal?
No. Crédit Agricole does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Crédit Agricole's competitors?
The largest listed companies in the same industry are JPMorgan Chase, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China. The peers table on this page compares their profit, growth and price with Crédit Agricole's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.