profit from every $100 of sales.
$0$100
Ares Commercial Real Estate
$3.61+1.40% today
-26.5% in 1 year
1-year low $3.161-year high $5.71
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Ares Commercial Real Estate sold, what it kept, and what it did with the cash.
Sales went from $109 million in 2022 to $22.9 million in 2025, with -$902,000 of profit last year.
SalesProfit
Ares Commercial Real Estate handed back more cash to shareholders than it generated last year.
$39M
Free cash flow 2025$20M
Bought back its own shares$0
Paid as dividends$39M
Cash vs. debt$29M vs. $1.0B
Ares Commercial Real Estate vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ares Commercial Real Estate | No profit yet | ||
 Annaly Capital Management | 7.1× · Cheap | ||
 AGNC Investment | 6.5× · Cheap | ||
 Rithm Capital | 7.5× · Cheap | ||
 Starwood Property | 10.7× · Cheap |
AI analysis
An AI analyst reads Ares Commercial Real Estate's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 109 | 81 | -15 | 23 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 30 | -39 | -35 | -1 | |
| 0.58 | -0.72 | -0.64 | -0.02 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.3% | -47.7% | 229.7% | -3.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,523 | 2,280 | 1,751 | 1,618 |
| Cash | 141 | 110 | 64 | 29 |
| Total debt | 1,737 | 1,617 | 1,172 | 1,047 |
| Total liabilities | 1,775 | 1,654 | 1,211 | 1,109 |
| 748 | 626 | 540 | 510 | |
| 52 | 54 | 54 | 55 | |
| – | – | – | – | |
| 4.0% | -6.2% | -6.5% | -0.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 57 | 47 | 36 | 21 | |
| – | – | 0 | 2 | |
| 57 | 47 | 35 | 20 | |
| Dividends paid | 72 | 76 | 60 | 39 |
| 0 | 5 | 0 | 0 | |
| 3 | 4 | 5 | 4 |
Valuation
- –
- 11.7×
- –
- 0.6×
- 8.7×
- 10.2×
- –
- 9.8%
- -0.5%
- 12.2%
Profitability
- 70.0%
- 13.6%
- -3.9%
- 22.7%
- 10.3%
- -0.1%
- -3.9%
- -1.1%
- 0.7%
- –
Growth
- −40.5%
- –
- −44.5%
- −14.6%
- +6.7%
Financial health
- 65.6×
- 2.58
- 69.2%
- 0.2×
- 0.47
- 0.47
- 0.04
How it ranks in Real Estate
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 12%of 746
Bottom 19%of 752
Bottom 1%of 762
Top 22%of 763
What analysts expect
- Average price target
- $5.00
- Range
- $5.00 – $5.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.06 | 0.08 | −25.0% |
| Feb 10, 2026 | 0.15 | 0.01 | +1,400.0% |
| Nov 7, 2025 | 0.10 | -0.09 | +211.1% |
| Aug 5, 2025 | -0.51 | -0.02 | −2,450.0% |
| May 7, 2025 | 0.13 | -0.07 | +285.7% |
| Feb 12, 2025 | -0.15 | 0.06 | −350.0% |
| Nov 7, 2024 | 0.07 | 0.11 | −36.4% |
| Aug 6, 2024 | -0.12 | 0.19 | −163.2% |
12.2%of the share price, paid each year
On $1,000 invested$122a year at today's yield, before tax
−14.6%2020 to 2025
Raised–not every year
Paid per share, each year
$1.00 in 2015 → $0.60 in 2025
How safe it looks
-168.9% of its profit
Room to growStretchedMore than it earns: 197.8%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
35No pass
Benjamin Graham
18No pass
Philip Fisher
53No pass
Peter Lynch
25No pass
Joel Greenblatt
35No pass
Charlie Munger
43No pass
Terry Smith
27No pass
Questions about Ares Commercial Real Estate
Is Ares Commercial Real Estate a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ares Commercial Real Estate AI analysis
What does Ares Commercial Real Estate do?
Ares Commercial Real Estate Corporation, a specialty finance company, originates and invests in commercial real estate (CRE) loans and related investments in the United States. It is in REIT - Mortgage.
Does Ares Commercial Real Estate pay a dividend?
Yes. At today's price the dividend is 12.2% a year. In 2025 it paid out $39.0 million in dividends.
Is Ares Commercial Real Estate stock halal?
No. Ares Commercial Real Estate does not pass our halal screen: its main business, mortgage lending, is not permitted. How we check
How has Ares Commercial Real Estate stock done over the past year?
Down 26.5% over the past twelve months, to $3.61. It traded between $3.16 and $5.71 and is 36.8% below its high.
Who are Ares Commercial Real Estate's competitors?
The largest listed companies in the same industry are Annaly Capital Management, AGNC Investment, Rithm Capital and Starwood Property. The peers table on this page compares their profit, growth and price with Ares Commercial Real Estate's.
Prices: daily closes to Nov 11, 2026. Fundamentals: company reports via invest-like data.