profit from every €100 of sales.
€0€100
Addiko Bank
€24.50+0.00% today
+9.9% since Dec 16, 25
1-year low €22.001-year high €29.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €10.74 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Addiko Bank sold, what it kept, and what it did with the cash.
Sales went from €255 million in 2022 to €323 million in 2025, with €44.0 million of profit last year.
SalesProfit
Addiko Bank vs. similar companies
Addiko Bank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Addiko Bank | 10.7× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.3× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Addiko Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 255 | 299 | 322 | 323 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 26 | 41 | 45 | 44 | |
| 1.32 | 2.12 | 2.35 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 10.1% | 13.8% | 14.1% | 13.6% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 5,996 | 6,152 | 6,409 | 6,420 |
| Cash | 1,383 | 1,255 | 1,252 | 1,057 |
| Total debt | 0 | 17 | 15 | 22 |
| Total liabilities | 5,250 | 5,350 | 5,569 | 5,521 |
| 746 | 801 | 840 | 898 | |
| 19 | 19 | 19 | – | |
| – | – | – | – | |
| 3.4% | 5.1% | 5.4% | 4.9% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 211 | 175 | 364 | -92 | |
| 8 | 10 | 13 | 15 | |
| 204 | 165 | 351 | -107 | |
| Dividends paid | – | 24 | 24 | – |
| 1 | 2 | 1 | 0 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.7×
- –
- –
- 0.5×
- 1.5×
- 9.3%
- –
Profitability
- 13.6%
- –
- –
- –
- –
Growth
- +8.3%
- –
- –
- −0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 31%of 905
Top 48%of 910
Bottom 6%of 945
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Addiko Bank
Is Addiko Bank a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Addiko Bank AI analysis
What does Addiko Bank do?
Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Montenegro, Austria, Germany, and Serbia. It is in Banks - Regional, based in Vienna, Austria, with 2,529 employees.
Is Addiko Bank stock halal?
No. Addiko Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Addiko Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Addiko Bank's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.