profit from every $100 of sales.
$0$100
Affinity Bancshares
We have no price for Affinity Bancshares since 10 August 2026. It may have been taken over, merged or renamed, so the figures below are from then.
$23.00+0.00% today
+17.3% since Oct 8, 25
1-year low $18.361-year high $23.00
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.82 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Affinity Bancshares sold, what it kept, and what it did with the cash.
Sales went from $32.2 million in 2022 to $33.1 million in 2025, with $8.33 million of profit last year.
SalesProfit
Affinity Bancshares handed back more cash to shareholders than it generated last year.
Buybacks $6M$9M
Free cash flow 2025$11M
Bought back its own shares$6M
Paid as dividends$9M
Cash vs. debt$54M vs. $54M
Affinity Bancshares vs. similar companies
Affinity Bancshares grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Affinity Bancshares | 16.8× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Affinity Bancshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 32 | 30 | 31 | 33 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 7 | 6 | 5 | 8 | |
| 1.06 | 0.98 | 0.83 | 1.29 | |
| – | – | – | – | |
| – | – | – | – | |
| 22.2% | 21.7% | 17.4% | 25.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 791 | 843 | 867 | 882 |
| Cash | 26 | 50 | 41 | 54 |
| Total debt | 10 | 40 | 59 | 54 |
| Total liabilities | 674 | 722 | 738 | 755 |
| 117 | 122 | 129 | 127 | |
| 7 | 7 | 7 | 6 | |
| – | – | – | – | |
| 6.1% | 5.3% | 4.2% | 6.6% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 8 | 8 | 7 | 12 | |
| 1 | 1 | 0 | 0 | |
| 6 | 7 | 6 | 11 | |
| Dividends paid | – | – | 0 | 9 |
| 6 | 3 | 0 | 6 | |
| 1 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.8×
- –
- 2.49
- 1.1×
- 4.2×
- 5.9%
- 0.0%
Profitability
- 25.2%
- 13.2%
- 4.3%
- 6.9%
- 1.0%
Growth
- +0.9%
- +6.8%
- –
- −2.8%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 18%of 748
Bottom 49%of 603
Bottom 39%of 873
Bottom 24%of 883
Top 32%of 933
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 24, 2026 | 0.36 | – | – |
| Jan 23, 2026 | 0.40 | – | – |
| Oct 24, 2025 | 0.37 | – | – |
| Jul 25, 2025 | 0.36 | – | – |
| May 9, 2025 | 0.28 | – | – |
| Mar 21, 2025 | 0.20 | – | – |
| Oct 25, 2024 | 0.26 | – | – |
| Jul 26, 2024 | 0.16 | – | – |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
56No pass
Benjamin Graham
68Pass
Philip Fisher
63Pass
Peter Lynch
33No pass
Joel Greenblatt
25No pass
Charlie Munger
52No pass
Terry Smith
47No pass
Questions about Affinity Bancshares
Is Affinity Bancshares a good stock to buy?
A strong, very profitable business at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Affinity Bancshares AI analysis
What does Affinity Bancshares do?
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. It is in Banks - Regional.
Does Affinity Bancshares pay a dividend?
Yes. In 2025 it paid out $8.80 million in dividends.
Is Affinity Bancshares stock halal?
No. Affinity Bancshares does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Affinity Bancshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Affinity Bancshares's.
Prices: daily closes to Aug 10, 2026. Fundamentals: company reports via invest-like data.