profit from every $100 of sales.
$0$100
American Financial Group
$160.84+1.87% today
+13.1% in 1 year
1-year low $124.181-year high $160.84
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2020 to 2025.
0%20% a year
You pay $15.81 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What American Financial Group sold, what it kept, and what it did with the cash.
Sales went from $6.77 billion in 2022 to $8.12 billion in 2025, with $842 million of profit last year.
SalesProfit
American Financial Group handed back 46% of the cash it generated last year.
$606M
Free cash flow 2025$1.5B
Bought back its own shares$99M
Paid as dividends$606M
Cash vs. debt$1.7B vs. $1.8B
American Financial Group vs. similar companies
American Financial Group grows the slowest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| American Financial Group | 15.8× · Fair price | ||
 Chubb | 13.7× · Cheap | ||
 The Progressive | 11.9× · Cheap | ||
 Tokio Marine Holdings | 15.6× · Fair price | ||
 The Travelers Companies | 13.1× · Cheap |
AI analysis
An AI analyst reads American Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 5,769 | 6,552 | 6,773 | 7,728 | 8,278 | 8,118 | |
| – | – | – | – | – | – | |
| 339 | 1,335 | 1,123 | 1,073 | 1,124 | 1,073 | |
| 1,235 | 1,522 | 1,308 | 1,227 | 1,281 | 1,239 | |
| 732 | 1,995 | 898 | 852 | 887 | 842 | |
| 8.20 | 23.30 | 10.53 | 10.05 | 10.56 | 10.08 | |
| – | – | – | – | – | – | |
| 5.9% | 20.4% | 16.6% | 13.9% | 13.6% | 13.2% | |
| 12.7% | 30.4% | 13.3% | 11.0% | 10.7% | 10.4% |
Balance sheet
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Total assets | 73,710 | 28,931 | 28,831 | 29,787 | 30,836 | 32,642 |
| Cash | 1,665 | 2,131 | 872 | 1,225 | 1,406 | 1,727 |
| Total debt | 1,963 | 1,964 | 1,496 | 1,475 | 1,475 | 1,820 |
| Total liabilities | 66,921 | 23,919 | 24,779 | 25,529 | 26,370 | 27,822 |
| 6,789 | 5,012 | 4,052 | 4,258 | 4,466 | 4,820 | |
| 89 | 86 | 85 | 85 | 84 | 84 | |
| 8.4% | 15.1% | 17.2% | 15.8% | 16.0% | 13.7% | |
| 10.8% | 39.8% | 22.2% | 20.0% | 19.9% | 17.5% |
Cash flow
| In millions of USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| 2,183 | 1,714 | 1,153 | 1,970 | 1,152 | 1,533 | |
| – | – | – | – | – | – | |
| – | – | 1,153 | 1,970 | 1,152 | 1,533 | |
| Dividends paid | 334 | 2,374 | 1,213 | 684 | 788 | 606 |
| 313 | 319 | 11 | 213 | 0 | 99 | |
| 20 | 16 | 19 | 18 | 18 | 18 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.8×
- 14.4×
- 3.75
- 2.4×
- 1.6×
- 6.3%
- 5.1%
Profitability
- 10.4%
- 3.4%
- 16.8%
- 18.8%
- 3.4%
Growth
- +7.1%
- +4.2%
- +13.6%
- −0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 45%of 851
Bottom 31%of 737
Bottom 38%of 866
Bottom 45%of 867
Top 21%of 926
What analysts expect
- Average price target
- $153.50
- Range
- $142.00 – $165.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 29, 2026 | 2.47 | 2.55 | −3.1% |
| Feb 3, 2026 | 3.65 | 3.18 | +14.8% |
| Nov 4, 2025 | 2.69 | 2.52 | +6.7% |
| Aug 5, 2025 | 2.14 | 2.08 | +2.9% |
| May 6, 2025 | 1.81 | 2.03 | −10.8% |
| Feb 4, 2025 | 3.12 | 3.15 | −1.0% |
| Nov 5, 2024 | 2.31 | 2.47 | −6.5% |
| Aug 6, 2024 | 2.56 | 2.45 | +4.5% |
5.1%of the share price, paid each year
On $1,000 invested$51a year at today's yield, before tax
+13.6%2020 to 2025
Raised–not every year
Paid per share, each year
$2.03 in 2015 → $7.28 in 2025
How safe it looks
72.0% of its profit
Room to growStretchedMore than it earns: 39.5%
News
Every Humanoid Robot Needs Rare-Earth Magnets. Here's the American Stock Positioned to Sell Them -- and It's Down 62%.Yahoo Finance · Nov 7, 2026American Healthcare REIT forecasts $2.23-$2.26 2026 NFFO per share as same-store NOI growth target rises to 12%-14%Seeking Alpha · Nov 6, 2026American Express Has Cut Its Share Count by 27% Since 2016. Here's What That Did for the Stock.Yahoo Finance · Nov 6, 2026Pan American Silver declares $0.185 dividendSeeking Alpha · Nov 5, 2026American workers are finding their take-home pay isn’t keeping up with inflation, with their wallets ‘stretched thinner and thinner’MarketWatch · Oct 30, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
65Pass
Benjamin Graham
57No pass
Philip Fisher
56No pass
Peter Lynch
25No pass
Joel Greenblatt
40No pass
Charlie Munger
57No pass
Terry Smith
53No pass
Questions about American Financial Group
Is American Financial Group a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the American Financial Group AI analysis
What does American Financial Group do?
American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It is in Insurance - Property & Casualty, based in Cincinnati, OH, United States, with 8,500 employees.
Does American Financial Group pay a dividend?
Yes. At today's price the dividend is 5.1% a year, about 72% of its yearly profit. In 2025 it paid out $606 million in dividends.
Is American Financial Group stock halal?
No. American Financial Group does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has American Financial Group stock done over the past year?
Up 13.1% over the past twelve months, to $160.84. It traded between $124.18 and $160.84, close to its high.
Who are American Financial Group's competitors?
The largest listed companies in the same industry are Chubb, The Progressive, Tokio Marine Holdings and The Travelers Companies. The peers table on this page compares their profit, growth and price with American Financial Group's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.