profit from every £100 of sales.
£0£100
AIB Group
£9.36+1.08% today
+43.1% in 1 year
1-year low £6.441-year high £10.05
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay £10.96 for every £1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What AIB Group sold, what it kept, and what it did with the cash.
Sales went from €2.91 billion in 2022 to €4.51 billion in 2025, with €2.14 billion of profit last year.
SalesProfit
AIB Group handed back 28% of the cash it generated last year.
Buybacks €1.2B€1.1B
Free cash flow 2025€8.3B
Bought back its own shares€1.2B
Paid as dividends€1.1B
Cash vs. debt€41.0B vs. €11.1B
AIB Group vs. similar companies
AIB Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from £100 of sales | Sales growth a year | Price per £1 of profit |
|---|---|---|---|
| AIB Group | 11.0× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads AIB Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2,911 | 4,720 | 4,915 | 4,508 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 767 | 2,061 | 2,354 | 2,141 | |
| 0.26 | 0.76 | 0.93 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 26.3% | 43.7% | 47.9% | 47.5% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 129,752 | 136,349 | 141,266 | 148,151 |
| Cash | 38,535 | 38,402 | 37,705 | 40,970 |
| Total debt | 9,096 | 11,218 | 10,717 | 11,050 |
| Total liabilities | 117,491 | 121,280 | 125,839 | 133,460 |
| 12,264 | 15,075 | 15,436 | 14,702 | |
| 2,688 | 2,636 | 2,459 | – | |
| – | – | – | – | |
| 6.3% | 13.7% | 15.3% | 14.6% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -4,447 | -838 | 3,425 | 8,603 | |
| 206 | 240 | 257 | 335 | |
| -4,653 | -1,078 | 3,168 | 8,268 | |
| Dividends paid | 122 | 166 | 696 | 1,124 |
| 91 | 215 | 1,502 | 1,200 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 11.0×
- –
- –
- 1.3×
- 5.2×
- 9.1%
- 4.8%
Profitability
- 47.5%
- –
- –
- –
- –
Growth
- +15.7%
- –
- –
- −3.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 32%of 866
Top 29%of 862
Top 5%of 921
4.8%of the share price, paid each year
On $1,000 invested$48a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
52.5% of its profit
Room to growStretchedMore than it earns: 13.6%
News
Analysts are cautious on Lucid Group after earningsSeeking Alpha · Nov 10, 2026Hesai Group reports mixed Q3 results; gives Q4 outlookSeeking Alpha · Nov 10, 2026Onity Group Q3 Earnings Call HighlightsYahoo Finance · Nov 7, 2026Why Essent Group Stock Slid by Nearly 8% TodayYahoo Finance · Nov 7, 2026Essent Group Ltd. Q3 2026 Earnings Call SummaryYahoo Finance · Nov 6, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about AIB Group
Is AIB Group a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the AIB Group AI analysis
What does AIB Group do?
AIB Group plc provides banking and financial products and services to personal, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It is in Banks - Regional, based in Dublin, Ireland, with 10,207 employees.
Does AIB Group pay a dividend?
Yes. At today's price the dividend is 4.8% a year, about 52% of its yearly profit. In 2025 it paid out £1.12 billion in dividends.
Is AIB Group stock halal?
No. AIB Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has AIB Group stock done over the past year?
Up 43.1% over the past twelve months, to £9.36. It traded between £6.44 and £10.05 and is 6.9% below its high.
Who are AIB Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with AIB Group's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.