profit from every $100 of sales.
$0$100
AIFU
$9.50+3.49% today
+137.5% in 1 year
1-year low $2.511-year high $65.40
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What AIFU sold, what it kept, and what it did with the cash.
Sales went from CN¥2.78 billion in 2022 to CN¥557 million in 2025, with -CN¥2.28 billion of profit last year.
SalesProfit
AIFU vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| AIFU | No profit yet | ||
 Assurant | 18.1× · Fair price | ||
 Fidelity National Financial | 19.3× · Fair price | ||
 Beazley | 8.6× · Cheap | ||
 Medibank Private | 29.7× · Fair price |
AI analysis
An AI analyst reads AIFU's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2,782 | 2,760 | 1,332 | 557 | |
| 986 | 892 | 532 | 274 | |
| 169 | 170 | -90 | -1,599 | |
| 188 | 393 | 434 | -2,264 | |
| 100 | 280 | 455 | -2,275 | |
| 36.00 | 104.00 | 169.99 | – | |
| 35.4% | 32.3% | 39.9% | 49.3% | |
| 6.1% | 6.2% | -6.8% | -287.3% | |
| 3.6% | 10.2% | 34.2% | -408.8% |
Balance sheet
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,090 | 4,051 | 4,151 | 1,528 |
| Cash | 568 | 522 | 106 | 31 |
| Total debt | 172 | 293 | 193 | 87 |
| Total liabilities | 1,358 | 1,713 | 1,521 | 1,057 |
| 1,623 | 2,071 | 2,547 | 479 | |
| 3 | 3 | 3 | – | |
| 7.4% | 12.0% | 11.7% | -317.2% | |
| 6.2% | 13.5% | 17.9% | -475.5% |
Cash flow
| In millions of CNY | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 138 | 102 | 143 | -16 | |
| 78 | 13 | 8 | 3 | |
| 60 | 89 | 134 | -20 | |
| Dividends paid | 52 | 0 | 0 | – |
| 4 | 41 | 6 | 0 | |
| 0 | 17 | 39 | 17 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- –
- –
- 0.4×
- 7.1×
- -57.8%
- 0.0%
Profitability
- -408.8%
- -147.1%
- -71.3%
- -150.4%
- -148.9%
Growth
- −41.5%
- –
- –
- −34.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 3%of 860
Bottom 16%of 920
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Mar 20, 2024 | -0.07 | – | – |
| Aug 30, 2023 | 0.20 | – | – |
| May 30, 2023 | 0.16 | – | – |
| Mar 13, 2023 | 0.19 | 0.71 | −73.3% |
| Nov 21, 2022 | 0.09 | 0.11 | −13.1% |
| Aug 23, 2022 | 0.09 | 0.13 | −32.2% |
| May 26, 2022 | -0.10 | 0.09 | −204.9% |
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
18No pass
Benjamin Graham
58No pass
Philip Fisher
37No pass
Peter Lynch
27No pass
Joel Greenblatt
0No pass
Charlie Munger
29No pass
Terry Smith
15No pass
Questions about AIFU
Is AIFU a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the AIFU AI analysis
What does AIFU do?
AIFU, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. It is in Insurance - Specialty.
Does AIFU pay a dividend?
No. AIFU does not pay a dividend at the moment.
Is AIFU stock halal?
No. AIFU does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has AIFU stock done over the past year?
Up 137.5% over the past twelve months, to $9.50. It traded between $2.51 and $65.40 and is 85.5% below its high.
Who are AIFU's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with AIFU's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.