profit from every €100 of sales.
€0€100
Ålandsbanken Abp
€43.30-0.92% today
-3.8% in 1 year
1-year low €40.701-year high €57.80
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €12.24 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Ålandsbanken Abp sold, what it kept, and what it did with the cash.
Sales went from €184 million in 2022 to €219 million in 2025, with €54.6 million of profit last year.
SalesProfit
Ålandsbanken Abp vs. similar companies
Ålandsbanken Abp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Ålandsbanken Abp | 12.2× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads Ålandsbanken Abp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 184 | 203 | 216 | 219 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 37 | 49 | 52 | 55 | |
| 2.37 | 3.17 | 3.39 | 3.53 | |
| – | – | – | – | |
| – | – | – | – | |
| 20.0% | 24.0% | 24.2% | 24.9% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 5,898 | 5,342 | 4,925 | 5,173 |
| Cash | 342 | 351 | 290 | 215 |
| Total debt | 220 | 315 | 304 | 193 |
| Total liabilities | 5,581 | 5,006 | 4,589 | 4,787 |
| 317 | 335 | 336 | 386 | |
| 16 | 15 | 15 | 15 | |
| – | – | – | – | |
| 11.6% | 14.5% | 15.6% | 14.1% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -479 | 61 | 9 | -3 | |
| 8 | 9 | 16 | 10 | |
| -486 | 52 | -7 | -13 | |
| Dividends paid | 31 | 31 | 41 | 42 |
| 12 | 0 | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.2×
- –
- 0.86
- 1.7×
- 3.1×
- 8.2%
- 6.3%
Profitability
- 24.9%
- –
- –
- –
- –
Growth
- +6.0%
- +14.2%
- –
- −0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 39%of 866
Bottom 41%of 862
Bottom 15%of 921
6.3%of the share price, paid each year
On $1,000 invested$63a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
77.5% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Ålandsbanken Abp
Is Ålandsbanken Abp a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ålandsbanken Abp AI analysis
What does Ålandsbanken Abp do?
Ålandsbanken Abp, together with its subsidiaries, operates as a commercial bank for private individuals and companies in Finland and Sweden. It is in Banks - Regional, based in Mariehamn, Finland, with 1,005 employees.
Does Ålandsbanken Abp pay a dividend?
Yes. At today's price the dividend is 6.3% a year, about 77% of its yearly profit. In 2025 it paid out €42.3 million in dividends.
Is Ålandsbanken Abp stock halal?
No. Ålandsbanken Abp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Ålandsbanken Abp stock done over the past year?
Down 3.8% over the past twelve months, to €43.30. It traded between €40.70 and €57.80 and is 25.1% below its high.
Who are Ålandsbanken Abp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Ålandsbanken Abp's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.