profit from every $100 of sales.
$0$100
Ally Financial
$38.00-0.71% today
-5.7% in 1 year
1-year low $35.961-year high $47.25
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.38 for every $1 of profit it makes in a year.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What Ally Financial sold, what it kept, and what it did with the cash.
Sales went from $9.24 billion in 2022 to $8.77 billion in 2025, with $852 million of profit last year.
SalesProfit
Ally Financial vs. similar companies
Ally Financial grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Ally Financial | 13.4× · Cheap | ||
 Sunbelt Rentals Holdings | 22.1× · Fair price | ||
 Global Payments | 16.7× · Fair price | ||
 Synchrony Financial | 6.3× · Cheap | ||
 SoFi Technologies | 42.1× · Expensive |
AI analysis
An AI analyst reads Ally Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 9,240 | 9,070 | 8,897 | 8,770 | |
| – | – | – | – | |
| – | – | – | – | |
| 6,526 | 9,227 | – | – | |
| 1,714 | 957 | 668 | 852 | |
| 5.03 | 2.98 | 1.80 | 2.37 | |
| – | – | – | – | |
| – | – | – | – | |
| 18.5% | 10.6% | 7.5% | 9.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 191,826 | 196,329 | 191,836 | 196,002 |
| Cash | 5,571 | 6,945 | 10,292 | 10,030 |
| Total debt | 19,799 | 20,233 | 19,231 | 21,344 |
| Total liabilities | 178,967 | 182,626 | 177,933 | 180,504 |
| 12,859 | 13,703 | 13,903 | 15,498 | |
| 319 | 305 | 310 | 313 | |
| 12.6% | 18.6% | – | – | |
| 13.3% | 7.0% | 4.8% | 5.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 6,247 | 4,557 | 4,528 | 3,729 | |
| 3,532 | 2,759 | 3,460 | 4,275 | |
| 2,715 | 1,798 | 1,068 | -546 | |
| Dividends paid | 494 | 478 | 482 | 489 |
| 1,650 | 33 | 38 | 59 | |
| – | – | – | – |
Valuation
- 13.4×
- 7.1×
- –
- 0.8×
- 1.3×
- –
- –
- -4.8%
- 7.5%
- 2.9%
Profitability
- 48.9%
- 11.1%
- 9.7%
- 17.7%
- 3.3%
- 4.2%
- 9.2%
- 0.7%
- 4.5%
- –
Growth
- −1.7%
- −22.2%
- −160.6%
- +9.6%
- −3.8%
Financial health
- 4.4×
- 1.38
- 10.9%
- 0.3×
- 0.20
- 0.20
- 0.08
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 45%of 827
Bottom 26%of 709
Top 47%of 876
Bottom 17%of 879
Bottom 13%of 926
What analysts expect
- Average price target
- $53.33
- Range
- $48.00 – $57.00
- 4 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 17, 2026 | 1.11 | 0.93 | +19.4% |
| Jan 21, 2026 | 1.09 | 1.01 | +7.9% |
| Oct 17, 2025 | 1.15 | 1.00 | +15.0% |
| Jul 18, 2025 | 0.99 | 0.81 | +21.9% |
| Apr 17, 2025 | 0.58 | 0.42 | +36.8% |
| Jan 22, 2025 | 0.78 | 0.57 | +36.4% |
| Oct 18, 2024 | 0.95 | 0.53 | +79.2% |
| Jul 17, 2024 | 0.97 | 0.64 | +51.6% |
2.9%of the share price, paid each year
On $1,000 invested$29a year at today's yield, before tax
+9.6%2020 to 2025
Raised–not every year
Paid per share, each year
$0.16 in 2016 → $1.20 in 2025
How safe it looks
57.4% of its profit
Room to growStretchedMore than it earns: -58.6%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
29No pass
Benjamin Graham
69Pass
Philip Fisher
35No pass
Peter Lynch
17No pass
Joel Greenblatt
17No pass
Charlie Munger
29No pass
Terry Smith
17No pass
Questions about Ally Financial
Is Ally Financial a good stock to buy?
A business with weak numbers, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Ally Financial AI analysis
What does Ally Financial do?
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It is in Financial - Credit Services, based in Detroit, MI, United States, with 10,300 employees.
Does Ally Financial pay a dividend?
Yes. At today's price the dividend is 2.9% a year, about 57% of its yearly profit. In 2025 it paid out $489 million in dividends.
Is Ally Financial stock halal?
No. Ally Financial does not pass our halal screen: its main business, lending at interest, is not permitted. How we check
How has Ally Financial stock done over the past year?
Down 5.7% over the past twelve months, to $38.00. It traded between $35.96 and $47.25 and is 19.6% below its high.
Who are Ally Financial's competitors?
The largest listed companies in the same industry are Sunbelt Rentals Holdings, Global Payments, Synchrony Financial and SoFi Technologies. The peers table on this page compares their profit, growth and price with Ally Financial's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.