profit from every $100 of sales.
$0$100
Amerisafe
$19.89+1.32% today
-51.4% in 1 year
1-year low $19.591-year high $41.57
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $7.82 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Amerisafe sold, what it kept, and what it did with the cash.
Sales went from $295 million in 2022 to $317 million in 2025, with $47.1 million of profit last year.
SalesProfit
Amerisafe handed back more cash to shareholders than it generated last year.
$49M
Free cash flow 2025$9M
Bought back its own shares$12M
Paid as dividends$49M
Amerisafe vs. similar companies
Amerisafe grows the slowest of these 5 and is the cheapest for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Amerisafe | 7.8× · Cheap | ||
 Assurant | 18.1× · Fair price | ||
 Fidelity National Financial | 19.7× · Fair price | ||
 Beazley | 8.5× · Cheap | ||
 Medibank Private | 29.3× · Fair price |
AI analysis
An AI analyst reads Amerisafe's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 295 | 307 | 309 | 317 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 56 | 62 | 55 | 47 | |
| 2.88 | 3.23 | 2.89 | 2.47 | |
| – | – | – | – | |
| – | – | – | – | |
| 18.9% | 20.2% | 17.9% | 14.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1,269 | 1,229 | 1,158 | 1,131 |
| Cash | 61 | 39 | 44 | 62 |
| Total debt | – | – | – | – |
| Total liabilities | 952 | 937 | 900 | 879 |
| 317 | 292 | 257 | 252 | |
| 19 | 19 | 19 | 19 | |
| – | – | – | – | |
| 17.5% | 21.2% | 21.5% | 18.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 28 | 30 | 24 | 11 | |
| 2 | 1 | 1 | 2 | |
| 26 | 29 | 23 | 9 | |
| Dividends paid | 100 | 93 | 85 | 49 |
| 12 | 2 | 5 | 12 | |
| 2 | 2 | 3 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.8×
- 9.5×
- –
- 2.4×
- 1.2×
- 12.8%
- 8.2%
Profitability
- 14.9%
- 12.9%
- 19.1%
- 17.8%
- 4.1%
Growth
- +2.5%
- −5.0%
- −11.0%
- −0.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 17%of 851
Bottom 38%of 737
Top 17%of 866
Bottom 29%of 867
Bottom 31%of 926
What analysts expect
- Average price target
- $44.50
- Range
- $34.00 – $55.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 22, 2026 | 0.50 | 0.52 | −3.8% |
| Feb 25, 2026 | 0.51 | 0.57 | −10.5% |
| Oct 29, 2025 | 0.55 | 0.55 | +0.0% |
| Jul 24, 2025 | 0.53 | 0.55 | −3.6% |
| Apr 29, 2025 | 0.60 | 0.59 | +1.7% |
| Feb 26, 2025 | 0.67 | 0.60 | +11.7% |
| Oct 23, 2024 | 0.58 | 0.58 | +0.0% |
| Jul 29, 2024 | 0.58 | 0.63 | −7.9% |
8.2%of the share price, paid each year
On $1,000 invested$82a year at today's yield, before tax
−11.0%2020 to 2025
Raised–not every year
Paid per share, each year
$3.60 in 2015 → $2.56 in 2025
How safe it looks
103.1% of its profit
Room to growStretchedMore than it earns: 544.8%
News
AMERISAFE declares $0.41 dividendSeeking Alpha · Oct 29, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
55No pass
Benjamin Graham
68Pass
Philip Fisher
51No pass
Peter Lynch
32No pass
Joel Greenblatt
42No pass
Charlie Munger
59No pass
Terry Smith
39No pass
Questions about Amerisafe
Is Amerisafe a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Amerisafe AI analysis
What does Amerisafe do?
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. It is in Insurance - Specialty.
Does Amerisafe pay a dividend?
Yes. At today's price the dividend is 8.2% a year, about 103% of its yearly profit. In 2025 it paid out $48.6 million in dividends.
Is Amerisafe stock halal?
No. Amerisafe does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Amerisafe stock done over the past year?
Down 51.4% over the past twelve months, to $19.89. It traded between $19.59 and $41.57 and is 52.2% below its high.
Who are Amerisafe's competitors?
The largest listed companies in the same industry are Assurant, Fidelity National Financial, Beazley and Medibank Private. The peers table on this page compares their profit, growth and price with Amerisafe's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.