profit from every ₹100 of sales.
₹0₹100
Aptus Value Housing Finance India
₹176.05-2.76% today
-40.0% in 1 year
1-year low ₹174.951-year high ₹306.30
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹9.35 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Aptus Value Housing Finance India sold, what it kept, and what it did with the cash.
Sales went from ₹8.58 billion in 2023 to ₹16.0 billion in 2026, with ₹9.43 billion of profit last year.
SalesProfit
Aptus Value Housing Finance India vs. similar companies
Aptus Value Housing Finance India grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Aptus Value Housing Finance India | 9.4× · Cheap | ||
 Rocket Companies | No profit yet | ||
 LIC Housing Finance | 5.4× · Cheap | ||
 PNB Housing Finance | 12.7× · Cheap | ||
 UWM | 105.5× · Very expensive |
AI analysis
An AI analyst reads Aptus Value Housing Finance India's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 8,577 | 10,213 | 12,579 | 15,970 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 5,030 | 6,119 | 7,512 | 9,429 | |
| 10.08 | 12.21 | 15.01 | 18.84 | |
| – | – | – | – | |
| – | – | – | – | |
| 58.6% | 59.9% | 59.7% | 59.0% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 71,763 | 90,046 | 112,434 | 130,477 |
| Cash | 4,576 | 3,486 | 4,098 | 5,907 |
| Total debt | 37,958 | 51,996 | 68,731 | 79,038 |
| Total liabilities | 38,370 | 52,367 | 69,268 | 79,876 |
| 33,393 | 37,679 | 43,167 | 50,600 | |
| 499 | 501 | 500 | 501 | |
| – | – | – | – | |
| 15.1% | 16.2% | 17.4% | 18.6% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -10,471 | -13,557 | -14,048 | -5,924 | |
| 33 | 49 | 69 | 64 | |
| -10,504 | -13,606 | -14,117 | -5,988 | |
| Dividends paid | 996 | 1,994 | 2,247 | 2,251 |
| – | – | – | – | |
| 46 | 35 | 69 | 81 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 9.4×
- –
- 0.40
- 2.6×
- 5.5×
- 10.7%
- 2.6%
Profitability
- 59.0%
- –
- –
- –
- –
Growth
- +23.0%
- +23.2%
- –
- +0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 23%of 866
Top 21%of 862
Bottom 11%of 921
2.6%of the share price, paid each year
On $1,000 invested$26a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
23.9% of its profit
Room to growStretchedMore than it earnsNews
Aptus Collared Income Opportunity ETF declares $0.0349 dividendSeeking Alpha · Sep 29, 2026Aptus Drawdown Managed Equity ETF declares $0.0416 dividendSeeking Alpha · Sep 29, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Aptus Value Housing Finance India
Is Aptus Value Housing Finance India a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Aptus Value Housing Finance India AI analysis
What does Aptus Value Housing Finance India do?
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions in India. It is in Mortgage Finance, based in Chennai, India.
Does Aptus Value Housing Finance India pay a dividend?
Yes. At today's price the dividend is 2.6% a year, about 24% of its yearly profit. In 2026 it paid out ₹2.25 billion in dividends.
Is Aptus Value Housing Finance India stock halal?
No. Aptus Value Housing Finance India does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Aptus Value Housing Finance India stock done over the past year?
Down 40.0% over the past twelve months, to ₹176.05. It traded between ₹174.95 and ₹306.30 and is 42.5% below its high.
Who are Aptus Value Housing Finance India's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PNB Housing Finance and UWM. The peers table on this page compares their profit, growth and price with Aptus Value Housing Finance India's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.