profit from every $100 of sales.
$0$100
Atlantic Union Bankshares
$40.18+2.14% today
+22.7% in 1 year
1-year low $31.291-year high $43.39
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $20.55 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Atlantic Union Bankshares sold, what it kept, and what it did with the cash.
Sales went from $703 million in 2022 to $1.37 billion in 2025, with $274 million of profit last year.
SalesProfit
Atlantic Union Bankshares handed back 9% of the cash it generated last year.
$192M
Free cash flow 2025$2.2B
Bought back its own shares–
Paid as dividends$192M
Cash vs. debt$940M vs. $1.4B
Atlantic Union Bankshares vs. similar companies
Atlantic Union Bankshares grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Atlantic Union Bankshares | 20.5× · Fair price | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads Atlantic Union Bankshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 703 | 702 | 817 | 1,374 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 235 | 202 | 209 | 274 | |
| 2.97 | 2.53 | 2.24 | 2.03 | |
| – | – | – | – | |
| – | – | – | – | |
| 33.4% | 28.8% | 25.6% | 19.9% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 20,461 | 21,166 | 24,585 | 37,586 |
| Cash | 318 | 364 | 350 | 940 |
| Total debt | 1,406 | 1,111 | 478 | 1,422 |
| Total liabilities | 18,088 | 18,610 | 21,442 | 32,579 |
| 2,373 | 2,556 | 3,143 | 5,006 | |
| 75 | 75 | 88 | 129 | |
| 7.4% | 12.6% | – | – | |
| 9.9% | 7.9% | 6.7% | 5.5% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 420 | 278 | 308 | 2,237 | |
| 3 | 5 | 7 | 12 | |
| 417 | 273 | 301 | 2,225 | |
| Dividends paid | 99 | 103 | 124 | 192 |
| 48 | 0 | 0 | – | |
| 11 | 11 | 14 | 24 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 20.5×
- 10.8×
- –
- 1.0×
- 4.1×
- 4.9%
- 3.9%
Profitability
- 19.9%
- 0.9%
- 5.8%
- 7.0%
- 0.9%
Growth
- +25.1%
- −11.9%
- +6.8%
- +13.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 26%of 843
Bottom 42%of 730
Bottom 27%of 866
Top 19%of 862
Top 4%of 921
What analysts expect
- Average price target
- $45.38
- Range
- $44.00 – $47.50
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 21, 2026 | 0.89 | 0.88 | +1.1% |
| Jan 22, 2026 | 0.97 | 0.86 | +12.8% |
| Oct 23, 2025 | 0.84 | 0.84 | −0.4% |
| Jul 24, 2025 | 0.95 | 0.80 | +18.7% |
| Apr 24, 2025 | 0.57 | 0.69 | −17.4% |
| Jan 23, 2025 | 0.67 | 0.78 | −14.1% |
| Oct 21, 2024 | 0.83 | 0.82 | +1.2% |
| Jul 25, 2024 | 0.63 | 0.68 | −7.4% |
3.9%of the share price, paid each year
On $1,000 invested$39a year at today's yield, before tax
+6.8%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.68 in 2015 → $1.39 in 2025
How safe it looks
70.2% of its profit
Room to growStretchedMore than it earns: 8.6%
News
Atlantic American faces Nasdaq delisting notice over overdue reportsSeeking Alpha · Oct 22, 2026Atlantic Union forecasts 2026 FTE NIM at low end of 3.90%-3.95% while continuing buybacks through May 2027Seeking Alpha · Oct 20, 2026Chicago Atlantic BDC expects REFI merger to close in Q4 2026 as combined book equity targets north of $600MSeeking Alpha · Aug 13, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
49No pass
Benjamin Graham
68Pass
Philip Fisher
50No pass
Peter Lynch
52No pass
Joel Greenblatt
11No pass
Charlie Munger
37No pass
Terry Smith
29No pass
Questions about Atlantic Union Bankshares
Is Atlantic Union Bankshares a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Atlantic Union Bankshares AI analysis
What does Atlantic Union Bankshares do?
Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and related financial services to consumers and businesses. It is in Banks - Regional, based in Glen Allen, VA, United States, with 3,034 employees.
Does Atlantic Union Bankshares pay a dividend?
Yes. At today's price the dividend is 3.9% a year, about 70% of its yearly profit. In 2025 it paid out $192 million in dividends.
Is Atlantic Union Bankshares stock halal?
No. Atlantic Union Bankshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Atlantic Union Bankshares stock done over the past year?
Up 22.7% over the past twelve months, to $40.18. It traded between $31.29 and $43.39 and is 7.4% below its high.
Who are Atlantic Union Bankshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Atlantic Union Bankshares's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.