profit from every $100 of sales.
$0$100
Grupo Aval Acciones y Valores
$4.34+0.70% today
+1.4% in 1 year
1-year low $3.551-year high $5.75
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $9.77 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Grupo Aval Acciones y Valores sold, what it kept, and what it did with the cash.
Sales went from COP 16.3 trillion in 2022 to COP 17.4 trillion in 2025, with COP 1.72 trillion of profit last year.
SalesProfit
Grupo Aval Acciones y Valores handed back 10% of the cash it generated last year.
COP 625.8B
Free cash flow 2025COP 6.09T
Bought back its own sharesCOP 6M
Paid as dividendsCOP 625.8B
Cash vs. debtCOP 18.90T vs. COP 66.87T
Grupo Aval Acciones y Valores vs. similar companies
Grupo Aval Acciones y Valores grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Grupo Aval Acciones y Valores | 9.8× · Cheap | ||
 China Merchants Bank | 7.8× · Cheap | ||
 DBS Group Holdings | 18.1× · Fair price | ||
 UniCredit | 11.6× · Cheap | ||
 HDFC Bank | 18.5× · Fair price |
AI analysis
An AI analyst reads Grupo Aval Acciones y Valores's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 16,278,344 | 15,116,491 | 15,367,361 | 17,371,282 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 2,482,885 | 739,003 | 1,015,087 | 1,721,872 | |
| 2,146.00 | 622.40 | 856.00 | 1,450.40 | |
| – | – | – | – | |
| – | – | – | – | |
| 15.3% | 4.9% | 6.6% | 9.9% |
Balance sheet
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 295,591,236 | 301,181,596 | 327,859,383 | 348,936,677 |
| Cash | 15,895,882 | 17,377,252 | 15,530,027 | 18,900,882 |
| Total debt | 72,116,775 | 62,824,643 | 71,362,380 | 66,873,022 |
| Total liabilities | 264,769,577 | 269,661,180 | 294,696,465 | 314,193,836 |
| 16,466,970 | 16,782,672 | 17,451,257 | 18,445,905 | |
| 1,157 | 810 | 1,187 | 809 | |
| – | – | – | – | |
| 15.1% | 4.4% | 5.8% | 9.3% |
Cash flow
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -222,124 | 6,005,501 | 782,289 | 7,384,970 | |
| 1,146,603 | 1,282,598 | 1,303,464 | 1,290,111 | |
| -1,368,727 | 4,722,903 | -521,175 | 6,094,859 | |
| Dividends paid | 414,267 | 766,537 | 728,181 | 625,826 |
| 15,014 | 0 | 55,000 | 6 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 9.8×
- 0.0×
- –
- 0.9×
- 1.0×
- 10.2%
- 3.7%
Profitability
- 9.9%
- 1.0%
- 2.0%
- 9.6%
- 0.5%
Growth
- +2.2%
- −12.2%
- −16.6%
- −11.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 26%of 843
Bottom 28%of 730
Top 25%of 866
Bottom 27%of 862
Top 5%of 921
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 12, 2026 | 0.08 | – | – |
| Feb 26, 2026 | 0.12 | 0.10 | +20.0% |
| Nov 13, 2025 | 0.11 | 0.10 | +10.0% |
| Aug 12, 2025 | 0.10 | 0.10 | +0.0% |
| May 12, 2025 | 0.07 | 0.10 | −30.0% |
| Feb 20, 2025 | 0.05 | 0.07 | −28.6% |
| Nov 13, 2024 | 0.09 | 0.07 | +28.6% |
| Aug 14, 2024 | 0.04 | 0.05 | −20.0% |
3.7%of the share price, paid each year
On $1,000 invested$37a year at today's yield, before tax
−16.6%2020 to 2025
Raised–not every year
Paid per share, each year
$0.71 in 2015 → $0.13 in 2025
How safe it looks
36.3% of its profit
Room to growStretchedMore than it earns: 10.3%
News
Grupo Aeroportuario del Pacifico reports Q3 resultsSeeking Alpha · Oct 20, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
37No pass
Benjamin Graham
64Pass
Philip Fisher
39No pass
Peter Lynch
11No pass
Joel Greenblatt
23No pass
Charlie Munger
31No pass
Terry Smith
26No pass
Questions about Grupo Aval Acciones y Valores
Is Grupo Aval Acciones y Valores a good stock to buy?
A solid business, and the price looks low. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Grupo Aval Acciones y Valores AI analysis
What does Grupo Aval Acciones y Valores do?
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It is in Banks - Regional, based in Bogotá, Colombia.
Does Grupo Aval Acciones y Valores pay a dividend?
Yes. At today's price the dividend is 3.7% a year, about 36% of its yearly profit. In 2025 it paid out $626 billion in dividends.
Is Grupo Aval Acciones y Valores stock halal?
No. Grupo Aval Acciones y Valores does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Grupo Aval Acciones y Valores stock done over the past year?
Up 1.4% over the past twelve months, to $4.34. It traded between $3.55 and $5.75 and is 24.5% below its high.
Who are Grupo Aval Acciones y Valores's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Grupo Aval Acciones y Valores's.
Prices: daily closes to Nov 9, 2026. Fundamentals: company reports via invest-like data.