profit from every ₹100 of sales.
₹0₹100
Bajaj Finserv
₹1,865.00-1.17% today
-8.0% in 1 year
1-year low ₹1,631.801-year high ₹2,105.00
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹30.45 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Bajaj Finserv sold, what it kept, and what it did with the cash.
Sales went from ₹738 billion in 2023 to ₹1.28 trillion in 2026, with ₹98.0 billion of profit last year.
SalesProfit
Bajaj Finserv vs. similar companies
Bajaj Finserv grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Bajaj Finserv | 30.5× · Expensive | ||
 ORIX | 16.8× · Fair price | ||
 Yuanta Financial | 25.6× · Fair price | ||
 China Galaxy Securities | 10.1× · Cheap | ||
 Guosen Securities | 8.1× · Cheap |
AI analysis
An AI analyst reads Bajaj Finserv's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 738,459 | 998,801 | 1,139,989 | 1,278,972 | |
| – | – | – | – | |
| – | – | – | – | |
| 296,904 | 406,747 | 492,282 | 564,063 | |
| 64,173 | 81,478 | 88,723 | 98,010 | |
| 40.00 | 50.70 | 55.00 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 8.7% | 8.2% | 7.8% | 7.7% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 4,055,092 | 5,379,296 | 6,522,316 | 7,584,975 |
| Cash | 25,936 | 57,650 | 58,170 | 35,986 |
| Total debt | 1,675,994 | 2,287,817 | 2,844,515 | 3,613,782 |
| Total liabilities | 3,279,111 | 4,341,538 | 5,237,974 | 6,175,323 |
| 464,073 | 603,286 | 723,953 | 779,145 | |
| 1,604 | 1,608 | 1,613 | – | |
| 10.2% | 10.3% | 10.1% | 9.4% | |
| 13.8% | 13.5% | 12.3% | 12.6% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -394,795 | -655,020 | -617,504 | -553,014 | |
| 12,205 | 14,355 | 18,636 | 14,482 | |
| -407,000 | -669,375 | -636,140 | -567,496 | |
| Dividends paid | 7,448 | 11,834 | 15,417 | 18,477 |
| – | – | 0 | 25,109 | |
| 3,427 | 3,925 | 5,456 | 6,318 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 30.5×
- –
- –
- 3.7×
- 2.3×
- 3.3%
- 0.6%
Profitability
- 7.7%
- 9.4%
- 10.0%
- –
- –
Growth
- +20.1%
- –
- –
- +0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 29%of 768
Bottom 18%of 881
Top 27%of 880
Bottom 9%of 926
0.6%of the share price, paid each year
On $1,000 invested$6a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
18.9% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
31No pass
Benjamin Graham
28No pass
Philip Fisher
45No pass
Peter Lynch
49No pass
Joel Greenblatt
37No pass
Charlie Munger
23No pass
Terry Smith
26No pass
Questions about Bajaj Finserv
Is Bajaj Finserv a good stock to buy?
A business with weak numbers, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Bajaj Finserv AI analysis
What does Bajaj Finserv do?
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It is in Financial Conglomerates, based in Pune, India.
Does Bajaj Finserv pay a dividend?
Yes. At today's price the dividend is 0.6% a year, about 19% of its yearly profit. In 2026 it paid out ₹18.5 billion in dividends.
Is Bajaj Finserv stock halal?
No. Bajaj Finserv does not pass our halal screen: its main business, financial services, is not permitted. How we check
How has Bajaj Finserv stock done over the past year?
Down 8.0% over the past twelve months, to ₹1,865.00. It traded between ₹1,631.80 and ₹2,105.00 and is 11.4% below its high.
Who are Bajaj Finserv's competitors?
The largest listed companies in the same industry are ORIX, Yuanta Financial, China Galaxy Securities and Guosen Securities. The peers table on this page compares their profit, growth and price with Bajaj Finserv's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.