profit from every ₹100 of sales.
₹0₹100
Bajaj Housing Finance
₹82.50-0.05% today
-12.8% in 1 year
1-year low ₹73.091-year high ₹97.45
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2023 to 2026.
0%20% a year
You pay ₹26.84 for every ₹1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Bajaj Housing Finance sold, what it kept, and what it did with the cash.
Sales went from ₹54.8 billion in 2023 to ₹110 billion in 2026, with ₹25.6 billion of profit last year.
SalesProfit
Bajaj Housing Finance vs. similar companies
Bajaj Housing Finance grows the fastest of these 5 and is the most expensive for its profits.
| Company | Profit from ₹100 of sales | Sales growth a year | Price per ₹1 of profit |
|---|---|---|---|
| Bajaj Housing Finance | 26.8× · Fair price | ||
 Rocket Companies | No profit yet | ||
 LIC Housing Finance | 5.7× · Cheap | ||
 PennyMac Financial Services | 6.3× · Cheap | ||
 PNB Housing Finance | 12.7× · Cheap |
AI analysis
An AI analyst reads Bajaj Housing Finance's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| 54,815 | 73,295 | 93,639 | 110,246 | |
| 18,688 | 22,114 | 28,891 | 36,930 | |
| 16,469 | 19,617 | 26,641 | 34,344 | |
| 17,362 | 22,038 | 27,052 | 34,818 | |
| 12,578 | 17,312 | 21,629 | 25,603 | |
| 1.51 | 2.08 | 2.67 | 3.07 | |
| 34.1% | 30.2% | 30.9% | 33.5% | |
| 30.0% | 26.8% | 28.5% | 31.2% | |
| 22.9% | 23.6% | 23.1% | 23.2% |
Balance sheet
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Total assets | 646,541 | 818,271 | 1,028,088 | 1,271,471 |
| Cash | 938 | 637 | 614 | 1,618 |
| Total debt | 537,454 | 691,293 | 820,719 | 1,036,568 |
| Total liabilities | 541,510 | 695,936 | 828,620 | 1,046,243 |
| 105,032 | 122,335 | 199,468 | 225,228 | |
| 8,328 | 8,328 | 8,101 | 8,340 | |
| 2.0% | 2.0% | 2.0% | 2.0% | |
| 12.0% | 14.2% | 10.8% | 11.4% |
Cash flow
| In millions of INR | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| -143,318 | -146,001 | -170,749 | -198,949 | |
| 338 | 430 | 410 | 479 | |
| -143,656 | -146,431 | -171,159 | -199,428 | |
| Dividends paid | – | – | – | – |
| – | – | – | – | |
| 0 | 0 | 170 | 321 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 26.8×
- –
- 1.01
- 3.1×
- 6.2×
- 3.7%
- –
Profitability
- 23.2%
- 2.0%
- 2.0%
- –
- –
Growth
- +26.2%
- +26.7%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 39%of 827
Top 29%of 709
Bottom 18%of 876
Top 17%of 879
Bottom 4%of 926
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
32No pass
Benjamin Graham
32No pass
Philip Fisher
65Pass
Peter Lynch
80Pass
Joel Greenblatt
5No pass
Charlie Munger
38No pass
Terry Smith
39No pass
Questions about Bajaj Housing Finance
Is Bajaj Housing Finance a good stock to buy?
A strong, very profitable business at a fair price. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Bajaj Housing Finance AI analysis
What does Bajaj Housing Finance do?
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. It is in Mortgage Finance, based in Pune, India.
Is Bajaj Housing Finance stock halal?
No. Bajaj Housing Finance does not pass our halal screen: its main business, an impermissible business, is not permitted. How we check
How has Bajaj Housing Finance stock done over the past year?
Down 12.8% over the past twelve months, to ₹82.50. It traded between ₹73.09 and ₹97.45 and is 15.3% below its high.
Who are Bajaj Housing Finance's competitors?
The largest listed companies in the same industry are Rocket Companies, LIC Housing Finance, PennyMac Financial Services and PNB Housing Finance. The peers table on this page compares their profit, growth and price with Bajaj Housing Finance's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.