profit from every €100 of sales.
€0€100
Banco BPM
€14.66-0.07% today
+13.4% since Dec 19, 25
1-year low €11.241-year high €17.18
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €10.60 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Banco BPM sold, what it kept, and what it did with the cash.
Sales went from €4.70 billion in 2022 to €6.64 billion in 2025, with €2.08 billion of profit last year.
SalesProfit
Banco BPM vs. similar companies
Banco BPM grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Banco BPM | 10.6× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Banco BPM's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 4,695 | 5,653 | 6,827 | 6,639 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 685 | 1,264 | 1,920 | 2,082 | |
| 0.45 | 0.84 | 1.28 | 1.38 | |
| – | – | – | – | |
| – | – | – | – | |
| 14.6% | 22.4% | 28.1% | 31.4% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 189,808 | 202,099 | 198,209 | 205,896 |
| Cash | 15,022 | 19,869 | 13,809 | 7,414 |
| Total debt | 16,765 | 23,953 | 29,390 | 28,700 |
| Total liabilities | 176,792 | 188,061 | 183,605 | 190,311 |
| 13,016 | 14,038 | 14,604 | 15,505 | |
| 1,509 | 1,508 | 1,501 | 1,504 | |
| – | – | – | – | |
| 5.3% | 9.0% | 13.1% | 13.4% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -15,676 | 5,893 | -4,971 | -3,542 | |
| 327 | 189 | 256 | 513 | |
| -16,002 | 5,704 | -5,227 | -4,055 | |
| Dividends paid | 288 | 350 | 1,449 | 1,599 |
| 16 | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.6×
- –
- 0.23
- 1.4×
- 3.3×
- 9.4%
- 7.2%
Profitability
- 31.4%
- –
- –
- –
- –
Growth
- +12.2%
- +45.3%
- –
- −0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 30%of 876
Top 35%of 879
Bottom 8%of 926
7.2%of the share price, paid each year
On $1,000 invested$72a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
76.8% of its profit
Room to growStretchedMore than it earnsNews
Banco Bradesco declares $0.0038 dividendSeeking Alpha · Oct 15, 2026Banco Bradesco S.A. declares $0.0035 dividendSeeking Alpha · Oct 15, 2026Quant snapshot: Okta and Citi Trends lead top-rated names, as Banco BBVA Argentina and Prudential lagSeeking Alpha · Aug 24, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Banco BPM
Is Banco BPM a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Banco BPM AI analysis
What does Banco BPM do?
Banco BPM S.p.A. provides banking and financial products and services to individual, business, and corporate customers in Italy. It is in Banks - Regional, based in Verona, VR, Italy, with 18,983 employees.
Does Banco BPM pay a dividend?
Yes. At today's price the dividend is 7.2% a year, about 77% of its yearly profit. In 2025 it paid out €1.60 billion in dividends.
Is Banco BPM stock halal?
No. Banco BPM does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Banco BPM's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Banco BPM's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.