profit from every $100 of sales.
$0$100
BancFirst
$118.57+0.36% today
+5.6% in 1 year
1-year low $103.361-year high $120.39
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.57 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BancFirst sold, what it kept, and what it did with the cash.
Sales went from $557 million in 2022 to $691 million in 2025, with $241 million of profit last year.
SalesProfit
BancFirst handed back 26% of the cash it generated last year.
$62M
Free cash flow 2025$237M
Bought back its own shares$0
Paid as dividends$62M
Cash vs. debt$4.4B vs. $98M
BancFirst vs. similar companies
BancFirst grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| BancFirst | 16.6× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads BancFirst's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 557 | 610 | 631 | 691 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 193 | 212 | 216 | 241 | |
| 5.77 | 6.34 | 6.44 | 7.11 | |
| – | – | – | – | |
| – | – | – | – | |
| 34.6% | 34.8% | 34.3% | 34.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 12,388 | 12,372 | 13,554 | 14,839 |
| Cash | 3,169 | 2,397 | 3,554 | 4,404 |
| Total debt | 86 | 86 | 86 | 98 |
| Total liabilities | 11,137 | 10,938 | 11,933 | 12,985 |
| 1,251 | 1,434 | 1,621 | 1,854 | |
| 33 | 33 | 34 | 34 | |
| – | – | – | – | |
| 15.4% | 14.8% | 13.3% | 13.0% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 226 | 233 | 261 | 285 | |
| 20 | 23 | 37 | 48 | |
| 206 | 211 | 225 | 237 | |
| Dividends paid | 48 | 54 | 58 | 62 |
| 0 | 2 | 0 | 0 | |
| 2 | 3 | 3 | 4 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.6×
- 16.2×
- 2.30
- 2.1×
- 5.8×
- 6.0%
- 1.8%
Profitability
- 34.8%
- 11.2%
- 13.3%
- 13.6%
- 1.6%
Growth
- +7.4%
- +7.2%
- +7.6%
- +0.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 20%of 827
Top 21%of 709
Bottom 38%of 876
Bottom 47%of 879
Bottom 49%of 926
What analysts expect
- Average price target
- $95.00
- Range
- $95.00 – $95.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 16, 2026 | 1.85 | 1.77 | +4.5% |
| Jan 23, 2026 | 1.75 | 1.78 | −1.7% |
| Oct 17, 2025 | 1.85 | 1.86 | −0.5% |
| Jul 17, 2025 | 1.85 | 1.67 | +10.8% |
| Apr 17, 2025 | 1.67 | 1.58 | +5.7% |
| Jan 23, 2025 | 1.68 | 1.61 | +4.3% |
| Oct 17, 2024 | 1.75 | 1.58 | +10.8% |
| Jul 18, 2024 | 1.51 | 1.42 | +6.3% |
1.8%of the share price, paid each year
On $1,000 invested$18a year at today's yield, before tax
+7.6%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.70 in 2015 → $1.90 in 2025
How safe it looks
25.9% of its profit
Room to growStretchedMore than it earns: 26.3%
News
BancFirst GAAP EPS of $1.97, revenue of $187.3MSeeking Alpha · Oct 22, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
5/7Passes 5 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
65Pass
Benjamin Graham
60Pass
Philip Fisher
73Pass
Peter Lynch
41No pass
Joel Greenblatt
23No pass
Charlie Munger
67Pass
Terry Smith
60Pass
Questions about BancFirst
Is BancFirst a good stock to buy?
A strong, very profitable business at a fair price. 5 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BancFirst AI analysis
What does BancFirst do?
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It is in Banks - Regional, based in Oklahoma City, OK, United States, with 2,260 employees.
Does BancFirst pay a dividend?
Yes. At today's price the dividend is 1.8% a year, about 26% of its yearly profit. In 2025 it paid out $62.2 million in dividends.
Is BancFirst stock halal?
No. BancFirst does not pass our halal screen: its main business, banking, is not permitted. How we check
How has BancFirst stock done over the past year?
Up 5.6% over the past twelve months, to $118.57. It traded between $103.36 and $120.39, close to its high.
Who are BancFirst's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with BancFirst's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.