profit from every $100 of sales.
$0$100
Credicorp
$365.41-0.90% today
+39.2% in 1 year
1-year low $247.851-year high $402.27
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.28 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Credicorp sold, what it kept, and what it did with the cash.
Sales went from PEN 16.9 billion in 2022 to PEN 24.0 billion in 2025, with PEN 6.93 billion of profit last year.
SalesProfit
Credicorp handed back 45% of the cash it generated last year.
PEN 3.2B
Free cash flow 2025PEN 7.3B
Bought back its own sharesPEN 119M
Paid as dividendsPEN 3.2B
Cash vs. debtPEN 48.9B vs. PEN 25.3B
Credicorp vs. similar companies
Credicorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Credicorp | 14.3× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Credicorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of PEN | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 16,936 | 19,750 | 21,499 | 23,986 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 4,648 | 4,866 | 5,501 | 6,925 | |
| 58.13 | 61.08 | 69.09 | 87.08 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.4% | 24.6% | 25.6% | 28.9% |
Balance sheet
| In millions of PEN | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 235,414 | 238,840 | 256,089 | 267,363 |
| Cash | 34,068 | 33,850 | 47,507 | 48,923 |
| Total debt | 26,523 | 27,386 | 28,428 | 25,313 |
| Total liabilities | 205,819 | 205,733 | 221,112 | 228,266 |
| 29,004 | 32,460 | 34,346 | 38,367 | |
| 80 | 80 | 80 | 80 | |
| – | – | – | – | |
| 16.0% | 15.0% | 16.0% | 18.1% |
Cash flow
| In millions of PEN | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,151 | 4,080 | 14,522 | 8,606 | |
| 896 | 1,151 | 1,111 | 1,269 | |
| -2,048 | 2,929 | 13,411 | 7,338 | |
| Dividends paid | 1,196 | 1,994 | 3,665 | 3,181 |
| 84 | 86 | 111 | 119 | |
| 82 | 83 | 105 | 149 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.3×
- 3.8×
- 0.99
- 2.4×
- 4.1×
- 7.0%
- 4.3%
Profitability
- 28.9%
- 2.7%
- 7.2%
- 19.3%
- 2.6%
Growth
- +12.3%
- +14.4%
- +4.6%
- +0.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 42%of 827
Top 23%of 709
Bottom 48%of 876
Top 35%of 879
Top 41%of 926
What analysts expect
- Average price target
- $408.00
- Range
- $408.00 – $408.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 14, 2026 | 7.65 | 6.92 | +10.5% |
| Feb 12, 2026 | 5.88 | 6.50 | −9.5% |
| Nov 13, 2025 | 6.17 | 6.29 | −1.9% |
| Aug 14, 2025 | 6.24 | 5.93 | +5.2% |
| May 19, 2025 | 6.02 | 5.43 | +10.9% |
| Feb 10, 2025 | 3.76 | 4.37 | −14.0% |
| Nov 7, 2024 | 5.08 | 4.57 | +11.2% |
| Aug 8, 2024 | 4.49 | 4.75 | −5.5% |
4.3%of the share price, paid each year
On $1,000 invested$43a year at today's yield, before tax
+4.6%2020 to 2025
Raised–not every year
Paid per share, each year
$2.19 in 2015 → $11.01 in 2025
How safe it looks
45.9% of its profit
Room to growStretchedMore than it earns: 43.4%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
71Pass
Benjamin Graham
69Pass
Philip Fisher
78Pass
Peter Lynch
67Pass
Joel Greenblatt
16No pass
Charlie Munger
65Pass
Terry Smith
70Pass
Questions about Credicorp
Is Credicorp a good stock to buy?
A strong, very profitable business, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Credicorp AI analysis
What does Credicorp do?
Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. It is in Banks - Regional, based in Lima, Peru, with 51,509 employees.
Does Credicorp pay a dividend?
Yes. At today's price the dividend is 4.3% a year, about 46% of its yearly profit. In 2025 it paid out $3.18 billion in dividends.
Is Credicorp stock halal?
No. Credicorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Credicorp stock done over the past year?
Up 39.2% over the past twelve months, to $365.41. It traded between $247.85 and $402.27 and is 9.2% below its high.
Who are Credicorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Credicorp's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.