profit from every $100 of sales.
$0$100
BCB Bancorp
$9.17+0.33% today
+19.6% in 1 year
1-year low $7.451-year high $11.47
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BCB Bancorp sold, what it kept, and what it did with the cash.
Sales went from $116 million in 2022 to $102 million in 2025, with -$12.5 million of profit last year.
SalesProfit
BCB Bancorp handed back 36% of the cash it generated last year.
$13M
Free cash flow 2025$35M
Bought back its own shares$0
Paid as dividends$13M
Cash vs. debt$277M vs. $289M
BCB Bancorp vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| BCB Bancorp | No profit yet | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads BCB Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 116 | 108 | 95 | 102 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 46 | 29 | 19 | -13 | |
| 2.58 | 1.70 | 0.99 | -0.84 | |
| – | – | – | – | |
| – | – | – | – | |
| 39.4% | 27.3% | 19.6% | -12.3% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,546 | 3,832 | 3,599 | 3,279 |
| Cash | 230 | 280 | 318 | 277 |
| Total debt | 434 | 524 | 511 | 289 |
| Total liabilities | 3,255 | 3,518 | 3,275 | 2,975 |
| 291 | 314 | 324 | 304 | |
| 17 | 17 | 17 | 17 | |
| – | – | – | – | |
| 15.6% | 9.4% | 5.7% | -4.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 41 | 35 | 68 | 36 | |
| 1 | 5 | 1 | 1 | |
| 40 | 31 | 67 | 35 | |
| Dividends paid | 11 | 11 | 12 | 13 |
| 18 | 15 | 10 | 0 | |
| 1 | 1 | 1 | 1 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- 8.3×
- –
- 0.6×
- 2.8×
- -4.4%
- 4.9%
Profitability
- -12.3%
- 0.0%
- 3.7%
- 0.2%
- 0.0%
Growth
- −4.2%
- –
- +2.7%
- +0.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 15%of 827
Bottom 16%of 709
Bottom 14%of 879
Top 20%of 926
What analysts expect
- Average price target
- $9.00
- Range
- $9.00 – $9.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 21, 2026 | 0.26 | 0.25 | +4.0% |
| Jan 30, 2026 | -0.73 | -0.80 | +8.2% |
| Oct 27, 2025 | 0.22 | 0.21 | +4.8% |
| Jul 28, 2025 | 0.18 | 0.18 | +0.0% |
| Apr 22, 2025 | -0.51 | 0.23 | −321.7% |
| Jan 28, 2025 | 0.16 | 0.29 | −44.8% |
| Oct 18, 2024 | 0.32 | 0.32 | +0.0% |
| Jul 19, 2024 | 0.14 | 0.30 | −53.3% |
4.9%of the share price, paid each year
On $1,000 invested$49a year at today's yield, before tax
+2.7%2020 to 2025
Raised–not every year
Paid per share, each year
$0.56 in 2015 → $0.64 in 2025
How safe it looks
1,604.9% of its profit
Room to growStretchedMore than it earns: 36.0%
News
Fifth Third Bancorp Eyes Texas Growth and AI Gains After Comerica IntegrationYahoo Finance · Nov 6, 2026Hope Bancorp declares $0.14 dividendSeeking Alpha · Oct 28, 2026NBT Bancorp declares $0.40 dividendSeeking Alpha · Oct 27, 2026Finward Bancorp GAAP EPS of $0.31 misses by $0.41, revenue of $18.59M misses by $0.81MSeeking Alpha · Oct 27, 2026FirstSun Capital Bancorp Non-GAAP EPS of $1.03, revenue of $179.6MSeeking Alpha · Oct 26, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
25No pass
Benjamin Graham
58No pass
Philip Fisher
30No pass
Peter Lynch
20No pass
Joel Greenblatt
0No pass
Charlie Munger
16No pass
Terry Smith
15No pass
Questions about BCB Bancorp
Is BCB Bancorp a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BCB Bancorp AI analysis
What does BCB Bancorp do?
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. It is in Banks - Regional.
Does BCB Bancorp pay a dividend?
Yes. At today's price the dividend is 4.9% a year. In 2025 it paid out $12.6 million in dividends.
Is BCB Bancorp stock halal?
No. BCB Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has BCB Bancorp stock done over the past year?
Up 19.6% over the past twelve months, to $9.17. It traded between $7.45 and $11.47 and is 20.1% below its high.
Who are BCB Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with BCB Bancorp's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.