profit from every $100 of sales.
$0$100
Banco de Chile
$38.64-1.48% today
+3.4% in 1 year
1-year low $34.961-year high $46.36
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $16.37 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Banco de Chile sold, what it kept, and what it did with the cash.
Sales went from CLP 3.11 trillion in 2022 to CLP 2.99 trillion in 2025, with CLP 1.19 trillion of profit last year.
SalesProfit
Banco de Chile handed back more cash to shareholders than it generated last year.
CLP 995.4B
Free cash flow 2025CLP 748.8B
Bought back its own shares–
Paid as dividendsCLP 995.4B
Cash vs. debtCLP 3.01T vs. CLP 13.26T
Banco de Chile vs. similar companies
Banco de Chile grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Banco de Chile | 16.4× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Banco de Chile's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CLP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,111,301 | 2,969,856 | 3,039,651 | 2,992,107 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 1,445,799 | 1,374,027 | 1,248,476 | 1,185,413 | |
| 2,790.00 | 2,462.00 | 2,390.00 | 2,360.00 | |
| – | – | – | – | |
| – | – | – | – | |
| 46.5% | 46.3% | 41.1% | 39.6% |
Balance sheet
| In millions of CLP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 55,108,854 | 55,718,041 | 52,055,542 | 54,104,608 |
| Cash | 3,537,080 | 4,981,086 | 3,071,532 | 3,005,405 |
| Total debt | 10,406,471 | 11,513,493 | 11,953,845 | 13,259,038 |
| Total liabilities | 49,677,417 | 49,636,096 | 45,550,646 | 47,416,761 |
| 5,431,435 | 6,081,943 | 6,504,894 | 6,687,846 | |
| 505 | 505 | 505 | 505 | |
| – | – | – | – | |
| 26.6% | 22.6% | 19.2% | 17.7% |
Cash flow
| In millions of CLP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 128,612 | 1,725,787 | 3,694,137 | 826,075 | |
| 78,126 | 86,699 | 74,843 | 77,299 | |
| 50,486 | 1,639,088 | 3,619,294 | 748,776 | |
| Dividends paid | 539,827 | 866,929 | 815,932 | 995,380 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.4×
- 0.0×
- –
- 2.7×
- 6.5×
- 6.1%
- 5.1%
Profitability
- 39.6%
- 2.0%
- 7.4%
- 20.1%
- 2.0%
Growth
- −1.3%
- −5.4%
- +20.0%
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 39%of 828
Top 20%of 711
Bottom 39%of 875
Bottom 18%of 878
Bottom 39%of 926
What analysts expect
- Average price target
- $42.00
- Range
- $36.00 – $48.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 30, 2026 | 0.60 | 0.58 | +3.4% |
| Feb 3, 2026 | 0.58 | 0.60 | −3.3% |
| Oct 30, 2025 | 0.60 | 0.62 | −3.2% |
| Jul 31, 2025 | 0.64 | 0.63 | +1.6% |
| Apr 29, 2025 | 0.97 | 0.58 | +67.2% |
| Feb 12, 2025 | 0.59 | 0.65 | −9.2% |
| Oct 29, 2024 | 0.61 | 0.65 | −6.2% |
| Jul 30, 2024 | 0.69 | 0.65 | +6.2% |
5.1%of the share price, paid each year
On $1,000 invested$51a year at today's yield, before tax
+20.0%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$1.07 in 2015 → $2.08 in 2025
How safe it looks
84.0% of its profit
Room to growStretchedMore than it earns: 132.9%
News
Banco Bradesco declares $0.0038 dividendSeeking Alpha · Oct 15, 2026Banco Bradesco S.A. declares $0.0035 dividendSeeking Alpha · Oct 15, 2026Quant snapshot: Okta and Citi Trends lead top-rated names, as Banco BBVA Argentina and Prudential lagSeeking Alpha · Aug 24, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
44No pass
Benjamin Graham
44No pass
Philip Fisher
52No pass
Peter Lynch
21No pass
Joel Greenblatt
14No pass
Charlie Munger
47No pass
Terry Smith
40No pass
Questions about Banco de Chile
Is Banco de Chile a good stock to buy?
A strong, very profitable business at a fair price. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Banco de Chile AI analysis
What does Banco de Chile do?
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. It is in Banks - Regional, based in Santiago, Chile.
Does Banco de Chile pay a dividend?
Yes. At today's price the dividend is 5.1% a year, about 84% of its yearly profit. In 2025 it paid out $995 billion in dividends.
Is Banco de Chile stock halal?
No. Banco de Chile does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Banco de Chile stock done over the past year?
Up 3.4% over the past twelve months, to $38.64. It traded between $34.96 and $46.36 and is 16.7% below its high.
Who are Banco de Chile's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Banco de Chile's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.