profit from every R$100 of sales.
R$0R$100
Banestes S.A - Banco do Estado do Espírito Santo
R$9.77-1.01% today
+22.3% in 1 year
1-year low R$7.801-year high R$10.27
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay R$10.03 for every R$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Banestes S.A - Banco do Estado do Espírito Santo sold, what it kept, and what it did with the cash.
Sales went from R$1.85 billion in 2022 to R$1.89 billion in 2025, with R$340 million of profit last year.
SalesProfit
Banestes S.A - Banco do Estado do Espírito Santo vs. similar companies
Banestes S.A - Banco do Estado do Espírito Santo grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from R$100 of sales | Sales growth a year | Price per R$1 of profit |
|---|---|---|---|
| Banestes S.A - Banco do Estado do Espírito Santo | 10.0× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Banestes S.A - Banco do Estado do Espírito Santo's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,849 | 1,710 | 1,754 | 1,886 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 330 | 324 | 429 | 340 | |
| 0.99 | 0.93 | 1.36 | 0.98 | |
| – | – | – | – | |
| – | – | – | – | |
| 17.8% | 18.9% | 24.4% | 18.0% |
Balance sheet
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 36,784 | 41,413 | 36,917 | 39,685 |
| Cash | 1,163 | 1,457 | 1,584 | 2,129 |
| Total debt | 12,332 | 764 | 1,203 | 1,388 |
| Total liabilities | 34,749 | 39,292 | 34,603 | 37,262 |
| 2,035 | 2,121 | 2,314 | 2,423 | |
| 348 | 348 | 316 | 348 | |
| – | – | – | – | |
| 16.2% | 15.3% | 18.5% | 14.0% |
Cash flow
| In millions of BRL | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 5,414 | 115 | -7,967 | -87 | |
| 87 | 178 | 323 | 258 | |
| 5,327 | -63 | -8,290 | -345 | |
| Dividends paid | – | 57 | 58 | 30 |
| – | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 10.0×
- –
- –
- 1.2×
- 1.8×
- 10.0%
- 0.9%
Profitability
- 18.0%
- –
- –
- –
- –
Growth
- +0.6%
- −0.4%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 27%of 876
Bottom 22%of 879
Bottom 11%of 926
0.9%of the share price, paid each year
On $1,000 invested$9a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
8.8% of its profit
Room to growStretchedMore than it earnsNews
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Banestes S.A - Banco do Estado do Espírito Santo
Is Banestes S.A - Banco do Estado do Espírito Santo a good stock to buy?
A solid business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Banestes S.A - Banco do Estado do Espírito Santo AI analysis
What does Banestes S.A - Banco do Estado do Espírito Santo do?
Banestes S.A - Banco do Estado do Espírito Santo S.A., together with its subsidiaries, operates as a multiple-service bank in Brazil. It operates through Financial; and Insurance and Other segments. It is in Banks - Regional, based in Vitória, ES, Brazil, with 2,325 employees.
Does Banestes S.A - Banco do Estado do Espírito Santo pay a dividend?
Yes. At today's price the dividend is 0.9% a year, about 9% of its yearly profit. In 2025 it paid out R$30.0 million in dividends.
Is Banestes S.A - Banco do Estado do Espírito Santo stock halal?
No. Banestes S.A - Banco do Estado do Espírito Santo does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Banestes S.A - Banco do Estado do Espírito Santo stock done over the past year?
Up 22.3% over the past twelve months, to R$9.77. It traded between R$7.80 and R$10.27 and is 4.9% below its high.
Who are Banestes S.A - Banco do Estado do Espírito Santo's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Banestes S.A - Banco do Estado do Espírito Santo's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.