profit from every CHF 100 of sales.
CHF 0CHF 100
Berner Kantonalbank
CHF 461.50+1.43% today
+53.1% in 1 year
1-year low CHF 301.501-year high CHF 461.50
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay CHF 24.36 for every CHF 1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Berner Kantonalbank sold, what it kept, and what it did with the cash.
Sales went from CHF 472 million in 2022 to CHF 550 million in 2025, with CHF 175 million of profit last year.
SalesProfit
Berner Kantonalbank vs. similar companies
Berner Kantonalbank grows in the middle of these 5 and is the most expensive for its profits.
| Company | Profit from CHF 100 of sales | Sales growth a year | Price per CHF 1 of profit |
|---|---|---|---|
| Berner Kantonalbank | 24.4× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Berner Kantonalbank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 472 | 535 | 562 | 550 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 160 | 175 | 181 | 175 | |
| 16.70 | 18.40 | 19.00 | 18.40 | |
| – | – | – | – | |
| – | – | – | – | |
| 33.9% | 32.7% | 32.1% | 31.9% |
Balance sheet
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 39,757 | 40,053 | 40,499 | 42,977 |
| Cash | 8,604 | 7,929 | 6,735 | 7,655 |
| Total debt | 7,740 | 7,853 | 8,058 | 9,205 |
| Total liabilities | 36,991 | 37,166 | 37,500 | 39,895 |
| 2,766 | 2,888 | 2,999 | 3,082 | |
| 10 | 10 | 10 | 10 | |
| – | – | – | – | |
| 5.8% | 6.1% | 6.0% | 5.7% |
Cash flow
| In millions of CHF | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -116 | -594 | – | – | |
| 50 | 31 | 31 | 34 | |
| -166 | -625 | – | – | |
| Dividends paid | – | – | – | – |
| 9 | 13 | 3 | 7 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 24.4×
- –
- 7.42
- 1.1×
- 7.8×
- 4.1%
- –
Profitability
- 31.9%
- –
- –
- –
- –
Growth
- +5.3%
- +3.3%
- –
- +0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 20%of 876
Bottom 38%of 879
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Berner Kantonalbank
Is Berner Kantonalbank a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Berner Kantonalbank AI analysis
What does Berner Kantonalbank do?
Berner Kantonalbank AG provides banking products and services to private individuals and corporate customers in Switzerland. It is in Banks - Regional, based in Bern, Switzerland, with 1,058 employees.
Is Berner Kantonalbank stock halal?
No. Berner Kantonalbank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Berner Kantonalbank stock done over the past year?
Up 53.1% over the past twelve months, to CHF 461.50. It traded between CHF 301.50 and CHF 461.50, close to its high.
Who are Berner Kantonalbank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Berner Kantonalbank's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.