profit from every A$100 of sales.
A$0A$100
BSP Financial Group
A$7.85+0.51% today
-3.1% in 1 year
1-year low A$7.381-year high A$8.99
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay A$9.27 for every A$1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BSP Financial Group sold, what it kept, and what it did with the cash.
Sales went from PGK 2.57 billion in 2022 to PGK 3.38 billion in 2025, with PGK 1.17 billion of profit last year.
SalesProfit
BSP Financial Group handed back 17% of the cash it generated last year.
PGK 805M
Free cash flow 2025PGK 4.7B
Bought back its own shares–
Paid as dividendsPGK 805M
Cash vs. debtPGK 9.2B vs. PGK 259M
BSP Financial Group vs. similar companies
BSP Financial Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from A$100 of sales | Sales growth a year | Price per A$1 of profit |
|---|---|---|---|
| BSP Financial Group | 9.3× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads BSP Financial Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of PGK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 2,572 | 2,796 | 2,974 | 3,376 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 1,081 | 890 | 1,038 | 1,172 | |
| 2.31 | 1.91 | 2.22 | – | |
| – | – | – | – | |
| – | – | – | – | |
| 42.0% | 31.8% | 34.9% | 34.7% |
Balance sheet
| In millions of PGK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 33,890 | 36,951 | 37,123 | 42,984 |
| Cash | 8,017 | 7,928 | 8,491 | 9,220 |
| Total debt | 532 | 280 | 268 | 259 |
| Total liabilities | 29,877 | 32,708 | 32,470 | 37,780 |
| 4,012 | 4,243 | 4,618 | 5,170 | |
| 467 | 467 | 467 | – | |
| – | – | – | – | |
| 26.9% | 21.0% | 22.5% | 22.7% |
Cash flow
| In millions of PGK | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| – | – | – | – | |
| 173 | 157 | 151 | 174 | |
| 2,485 | 1,594 | 337 | 4,665 | |
| Dividends paid | 789 | 832 | 713 | 805 |
| 0 | – | – | – | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 9.3×
- –
- –
- 2.1×
- 3.2×
- 10.8%
- 7.4%
Profitability
- 34.7%
- –
- –
- –
- –
Growth
- +9.5%
- –
- –
- −0.0%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 23%of 876
Top 45%of 879
Top 3%of 926
7.4%of the share price, paid each year
On $1,000 invested$74a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
68.7% of its profit
Room to growStretchedMore than it earns: 17.3%
News
Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026‘She has a history of financial mismanagement’: My brother cut my sister out of his will. I’m getting everything. Do I tell her?MarketWatch · Nov 13, 2026Huang's exit, AI bubble and financial crisis fears in focus on Web Summit's last dayYahoo Finance · Nov 13, 2026Financial Horror Stories, Vol. 5: The All-Monster EditionYahoo Finance · Nov 12, 2026Financial stocks retain strong Quant ratings despite YTD declinesSeeking Alpha · Nov 11, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about BSP Financial Group
Is BSP Financial Group a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BSP Financial Group AI analysis
What does BSP Financial Group do?
BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It is in Banks - Regional, based in Port Moresby, Papua New Guinea, with 4,813 employees.
Does BSP Financial Group pay a dividend?
Yes. At today's price the dividend is 7.4% a year, about 69% of its yearly profit. In 2025 it paid out A$805 million in dividends.
Is BSP Financial Group stock halal?
No. BSP Financial Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has BSP Financial Group stock done over the past year?
Down 3.1% over the past twelve months, to A$7.85. It traded between A$7.38 and A$8.99 and is 12.7% below its high.
Who are BSP Financial Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with BSP Financial Group's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.