profit from every $100 of sales.
$0$100
Brighthouse Financial
$9.23+0.33% today
-21.8% in 1 year
1-year low $8.991-year high $12.58
Trading close to its lowest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Brighthouse Financial sold, what it kept, and what it did with the cash.
Sales went from $6.63 billion in 2022 to $6.39 billion in 2025, with $433 million of profit last year.
SalesProfit
Brighthouse Financial handed back 79% of the cash it generated last year.
Buybacks $102M$102M
Free cash flow 2025$259M
Bought back its own shares$102M
Paid as dividends$102M
Cash vs. debt$5.4B vs. $3.2B
Brighthouse Financial vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Brighthouse Financial | No profit yet | ||
 China Life Insurance | 6.3× · Cheap | ||
 Ping An Insurance (Group) Company of China | 7.2× · Cheap | ||
 AIA Group | 16.7× · Fair price | ||
 Manulife Financial | 17.9× · Fair price |
AI analysis
An AI analyst reads Brighthouse Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 6,630 | 3,950 | 4,369 | 6,391 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 3,879 | -1,112 | 388 | 433 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 58.5% | -28.2% | 8.9% | 6.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 224,847 | 236,340 | 238,537 | 241,800 |
| Cash | 4,115 | 3,851 | 5,045 | 5,387 |
| Total debt | 3,156 | 3,156 | 3,155 | 3,155 |
| Total liabilities | 219,249 | 231,332 | 233,513 | 234,967 |
| 5,533 | 4,943 | 4,959 | 6,768 | |
| – | – | – | – | |
| 44.4% | -12.9% | 5.6% | 5.0% | |
| 70.1% | -22.5% | 7.8% | 6.4% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -1,228 | -137 | -290 | 259 | |
| – | – | – | – | |
| -1,228 | -137 | -290 | 259 | |
| Dividends paid | 104 | 102 | 102 | 102 |
| 488 | 250 | 250 | 102 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- –
- 0.5×
- 0.42
- 0.6×
- 0.7×
- -1.8%
- 0.0%
Profitability
- 6.8%
- -0.0%
- 9.8%
- -1.1%
- -0.0%
Growth
- −1.2%
- –
- –
- −7.4%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 14%of 827
Bottom 6%of 709
Bottom 18%of 879
Bottom 9%of 926
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 6, 2026 | 4.35 | 4.57 | −4.8% |
| Feb 23, 2026 | 3.70 | 5.21 | −29.0% |
| Nov 7, 2025 | 8.33 | 5.02 | +65.9% |
| Aug 7, 2025 | 1.47 | 4.38 | −66.4% |
| May 5, 2025 | -4.60 | 4.58 | −200.4% |
| Feb 10, 2025 | 11.22 | 4.34 | +158.5% |
| Nov 7, 2024 | 2.89 | 4.47 | −35.3% |
| Aug 7, 2024 | 0.55 | 4.39 | −87.6% |
News
Brighthouse Financial slides for the 5th day amid concerns on regulatory review of deal (update)Seeking Alpha · Aug 19, 2026The newest story we have is from Aug 19, 2026.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
26No pass
Benjamin Graham
53No pass
Philip Fisher
37No pass
Peter Lynch
37No pass
Joel Greenblatt
40No pass
Charlie Munger
32No pass
Terry Smith
18No pass
Questions about Brighthouse Financial
Is Brighthouse Financial a good stock to buy?
A business with weak numbers that is not profitable yet. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Brighthouse Financial AI analysis
What does Brighthouse Financial do?
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. It is in Insurance - Life.
Does Brighthouse Financial pay a dividend?
Yes. In 2025 it paid out $102 million in dividends.
Is Brighthouse Financial stock halal?
No. Brighthouse Financial does not pass our halal screen: its main business, conventional insurance, is not permitted. How we check
How has Brighthouse Financial stock done over the past year?
Down 21.8% over the past twelve months, to $9.23. It traded between $8.99 and $12.58 and is 26.6% below its high.
Who are Brighthouse Financial's competitors?
The largest listed companies in the same industry are China Life Insurance, Ping An Insurance (Group) Company of China, AIA Group and Manulife Financial. The peers table on this page compares their profit, growth and price with Brighthouse Financial's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.