profit from every $100 of sales.
$0$100
Burke & Herbert Financial Services
$70.96-0.06% today
+14.5% in 1 year
1-year low $59.531-year high $74.64
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.22 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Burke & Herbert Financial Services sold, what it kept, and what it did with the cash.
Sales went from $119 million in 2022 to $337 million in 2025, with $117 million of profit last year.
SalesProfit
Burke & Herbert Financial Services handed back 35% of the cash it generated last year.
$34M
Free cash flow 2025$96M
Bought back its own shares–
Paid as dividends$34M
Cash vs. debt$289M vs. $537M
Burke & Herbert Financial Services vs. similar companies
Burke & Herbert Financial Services grows the fastest of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Burke & Herbert Financial Services | 12.2× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Burke & Herbert Financial Services's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 119 | 109 | 257 | 337 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 44 | 23 | 36 | 117 | |
| 5.89 | 3.05 | 2.34 | 7.81 | |
| – | – | – | – | |
| – | – | – | – | |
| 37.1% | 20.8% | 13.9% | 34.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,563 | 3,618 | 7,812 | 7,921 |
| Cash | 50 | 44 | 135 | 289 |
| Total debt | 343 | 272 | 477 | 537 |
| Total liabilities | 3,289 | 3,303 | 7,082 | 7,066 |
| 273 | 315 | 730 | 855 | |
| 7 | 7 | 15 | 15 | |
| – | – | – | – | |
| 16.1% | 7.2% | 4.9% | 13.7% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 61 | 43 | 86 | 108 | |
| 23 | 14 | 5 | 12 | |
| 38 | 28 | 81 | 96 | |
| Dividends paid | 16 | 16 | 29 | 34 |
| – | – | – | – | |
| 2 | 2 | 3 | 5 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.2×
- 9.0×
- 1.24
- 1.1×
- 4.2×
- 8.2%
- 3.5%
Profitability
- 34.8%
- 1.5%
- 4.5%
- 14.1%
- 1.5%
Growth
- +41.7%
- +9.8%
- +1.9%
- +17.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 35%of 827
Top 31%of 709
Top 40%of 876
Top 9%of 879
Top 46%of 926
What analysts expect
- Average price target
- $74.00
- Range
- $74.00 – $74.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 1.87 | 1.87 | +0.0% |
| Jan 22, 2026 | 1.98 | 1.91 | +3.7% |
| Oct 23, 2025 | 1.97 | 1.82 | +8.2% |
| Jul 24, 2025 | 1.97 | 1.82 | +8.2% |
| Apr 25, 2025 | 1.80 | 1.77 | +1.7% |
| Mar 17, 2025 | 1.32 | – | – |
| Oct 25, 2024 | 1.98 | 1.75 | +13.1% |
| Jul 26, 2024 | 2.04 | 1.27 | +60.6% |
3.5%of the share price, paid each year
On $1,000 invested$35a year at today's yield, before tax
+1.9%2020 to 2025
Raised2 yearsin a row, in our data
Paid per share, each year
$1.85 in 2015 → $2.20 in 2025
How safe it looks
28.9% of its profit
Room to growStretchedMore than it earns: 35.2%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
52No pass
Benjamin Graham
71Pass
Philip Fisher
63Pass
Peter Lynch
67Pass
Joel Greenblatt
18No pass
Charlie Munger
45No pass
Terry Smith
44No pass
Questions about Burke & Herbert Financial Services
Is Burke & Herbert Financial Services a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Burke & Herbert Financial Services AI analysis
What does Burke & Herbert Financial Services do?
Burke Herbert Financial Services Corp. is a bank holding company, which engages in the provision of banking products and financial services to small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. It is in Banks - Regional.
Does Burke & Herbert Financial Services pay a dividend?
Yes. At today's price the dividend is 3.5% a year, about 29% of its yearly profit. In 2025 it paid out $33.9 million in dividends.
Is Burke & Herbert Financial Services stock halal?
No. Burke & Herbert Financial Services does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Burke & Herbert Financial Services stock done over the past year?
Up 14.5% over the past twelve months, to $70.96. It traded between $59.53 and $74.64 and is 4.9% below its high.
Who are Burke & Herbert Financial Services's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Burke & Herbert Financial Services's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.