profit from every $100 of sales.
$0$100
BILL Holdings
$54.00-0.79% today
+4.0% in 1 year
1-year low $31.961-year high $56.31
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2021 to 2026.
0%20% a year
It has no yearly profit to compare the price with.
CheapExpensive
of earnings would pay off all its debt.
No debt5 years
Money in, money out
What BILL Holdings sold, what it kept, and what it did with the cash.
Sales went from $1.06 billion in 2023 to $1.65 billion in 2026, with -$11.2 million of profit last year.
SalesProfit
BILL Holdings vs. similar companies
How it compares with the largest companies in its industry.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| BILL Holdings | No profit yet | ||
 SAP | 34.3× · Expensive | ||
 Quhuo | No profit yet | ||
 Shopify | 153.4× · Very expensive | ||
 Salesforce | 24.0× · Fair price |
AI analysis
An AI analyst reads BILL Holdings's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| 238 | 642 | 1,058 | 1,290 | 1,463 | 1,653 | |
| 176 | 497 | 864 | 1,056 | 1,190 | 1,338 | |
| -114 | -317 | -296 | -174 | -81 | -73 | |
| – | -234 | -119 | 90 | 134 | – | |
| -99 | -326 | -224 | -29 | 24 | -11 | |
| -1.19 | -3.23 | -2.11 | -0.27 | -0.07 | -0.11 | |
| 74.1% | 77.4% | 81.7% | 81.8% | 81.4% | 80.9% | |
| -47.8% | -49.4% | -27.9% | -13.5% | -5.5% | -4.4% | |
| -41.4% | -50.8% | -21.1% | -2.2% | 1.6% | -0.7% |
Balance sheet
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Total assets | 5,969 | 9,256 | 9,636 | 9,179 | 10,064 | 10,218 |
| Cash | 510 | 1,597 | 1,617 | 986 | 1,038 | 1,031 |
| Total debt | 1,076 | 1,856 | 1,912 | 977 | 1,773 | 1,885 |
| Total liabilities | 3,440 | 5,212 | 5,550 | 5,045 | 6,150 | 6,688 |
| 2,530 | 4,044 | 4,086 | 4,134 | 3,914 | 3,531 | |
| 83 | 101 | 106 | 106 | 104 | 100 | |
| – | -4.3% | -2.8% | -0.2% | 0.6% | – | |
| -3.9% | -8.1% | -5.5% | -0.7% | 0.6% | -0.3% |
Cash flow
| In millions of USD | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| 5 | -18 | 188 | 279 | 351 | 416 | |
| – | 16 | 31 | 21 | 41 | – | |
| – | -34 | 157 | 258 | 310 | – | |
| Dividends paid | – | – | – | – | – | – |
| 0 | 0 | 88 | 212 | 430 | 560 | |
| 68 | 197 | 314 | 248 | 243 | 230 |
Valuation
- –
- 22.6×
- –
- 1.2×
- 2.8×
- 15.0×
- –
- 6.7%
- -0.2%
- 0.0%
Profitability
- 80.9%
- -4.4%
- -0.7%
- 8.5%
- 0.1%
- -0.6%
- 0.0%
- 0.0%
- -1.0%
- 20.5%
Growth
- +47.3%
- –
- +20.1%
- –
- −1.9%
Financial health
- 6.8×
- 0.53
- 15.4%
- 0.5×
- 1.51
- 1.66
- 0.16
How it ranks in Technology
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 21%of 969
Bottom 15%of 976
Top 7%of 978
Top 20%of 983
What analysts expect
- Average price target
- $54.22
- Range
- $42.00 – $77.00
- 9 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 7, 2026 | 0.68 | 0.55 | +23.6% |
| Feb 5, 2026 | 0.64 | 0.56 | +14.3% |
| Nov 6, 2025 | 0.61 | 0.51 | +19.1% |
| Aug 27, 2025 | 0.53 | 0.41 | +29.3% |
| May 8, 2025 | 0.50 | 0.37 | +35.1% |
| Feb 6, 2025 | 0.56 | 0.43 | +30.2% |
| Nov 7, 2024 | 0.63 | 0.51 | +23.5% |
| Aug 22, 2024 | 0.57 | 0.46 | +23.9% |
News
Congress Wants China Chip Limits in the Defense Bill After Nvidia’s Spy ScandalYahoo Finance · Nov 10, 2026'There's no question about it': Warren Buffett and Bill Gates reveal the same 1-word secret to successYahoo Finance · Nov 8, 2026Billionaires Warren Buffett and Bill Ackman Deliver a Similar, Shocking Warning to Wall Street. Here’s 1 Thing Investors Should Do Now.Yahoo Finance · Nov 8, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
38No pass
Benjamin Graham
51No pass
Philip Fisher
53No pass
Peter Lynch
73Pass
Joel Greenblatt
2No pass
Charlie Munger
34No pass
Terry Smith
36No pass
Questions about BILL Holdings
Is BILL Holdings a good stock to buy?
A business with weak numbers that is not profitable yet. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BILL Holdings AI analysis
What does BILL Holdings do?
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. The company offers cloud-based payments, accounts payable, accounts receivable, and spend and expense management solutions. It is in Software - Application, based in San Jose, CA, United States, with 2,364 employees.
Does BILL Holdings pay a dividend?
No. BILL Holdings does not pay a dividend at the moment; in 2026 it returned $560 million to shareholders by buying back its own shares.
Is BILL Holdings stock halal?
No. BILL Holdings does not pass our halal screen: its debt is 41% of its market value, at or above the 33% limit. How we check
How has BILL Holdings stock done over the past year?
Up 4.0% over the past twelve months, to $54.00. It traded between $31.96 and $56.31 and is 4.1% below its high.
Who are BILL Holdings's competitors?
The largest listed companies in the same industry are SAP, Quhuo, Shopify and Salesforce. The peers table on this page compares their profit, growth and price with BILL Holdings's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.