profit from every €100 of sales.
€0€100
Bank of Ireland Group
We have no price for Bank of Ireland Group since 26 June 2026. It may have been taken over, merged or renamed, so the figures below are from then.
€17.66-1.78% today
+34.6% since Oct 12, 25
1-year low €13.121-year high €18.38
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €14.43 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Bank of Ireland Group sold, what it kept, and what it did with the cash.
Sales went from €3.14 billion in 2022 to €4.21 billion in 2025, with €1.20 billion of profit last year.
SalesProfit
Bank of Ireland Group handed back 31% of the cash it generated last year.
Buybacks €589M€513M
Free cash flow 2025€3.5B
Bought back its own shares€589M
Paid as dividends€513M
Cash vs. debt€24.0B vs. €10.5B
Bank of Ireland Group vs. similar companies
Bank of Ireland Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Bank of Ireland Group | 14.4× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Bank of Ireland Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3,141 | 4,491 | 4,462 | 4,214 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 850 | 1,595 | 1,531 | 1,201 | |
| 0.73 | 1.40 | 1.42 | 1.15 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.1% | 35.5% | 34.3% | 28.5% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 150,689 | 155,708 | 161,813 | 164,799 |
| Cash | 38,105 | 33,025 | 33,550 | 24,026 |
| Total debt | 12,447 | 13,149 | 12,471 | 10,516 |
| Total liabilities | 139,167 | 143,147 | 148,804 | 151,879 |
| 11,455 | 12,558 | 13,006 | 12,917 | |
| 1,071 | 1,061 | 1,024 | 971 | |
| – | – | – | – | |
| 7.4% | 12.7% | 11.8% | 9.3% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,629 | -4,392 | 2,639 | 3,993 | |
| 368 | 413 | 520 | 470 | |
| 1,261 | -4,805 | 2,119 | 3,523 | |
| Dividends paid | 54 | 225 | 973 | 513 |
| 50 | 229 | 520 | 589 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.4×
- –
- 0.88
- 1.3×
- 4.1×
- 6.9%
- 3.0%
Profitability
- 28.5%
- –
- –
- –
- –
Growth
- +10.3%
- +16.3%
- –
- −3.2%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 47%of 876
Top 42%of 879
Top 11%of 926
3.0%of the share price, paid each year
On $1,000 invested$30a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
42.7% of its profit
Room to growStretchedMore than it earns: 14.6%
News
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Bank of Ireland Group
Is Bank of Ireland Group a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Bank of Ireland Group AI analysis
What does Bank of Ireland Group do?
Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It is in Banks - Regional, based in Dublin, Ireland, with 11,287 employees.
Does Bank of Ireland Group pay a dividend?
Yes. At today's price the dividend is 3.0% a year, about 43% of its yearly profit. In 2025 it paid out €513 million in dividends.
Is Bank of Ireland Group stock halal?
No. Bank of Ireland Group does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are Bank of Ireland Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Bank of Ireland Group's.
Prices: daily closes to Jun 26, 2026. Fundamentals: company reports via invest-like data.