profit from every €100 of sales.

BKS Bank
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
You pay €6.98 for every €1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BKS Bank sold, what it kept, and what it did with the cash.
Sales went from €231 million in 2022 to €314 million in 2025, with €144 million of profit last year.
BKS Bank vs. similar companies
BKS Bank grows in the middle of these 5 and is the cheapest for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
BKS Bank | 7.0× · Cheap | ||
China Merchants Bank | 7.7× · Cheap | ||
DBS Group Holdings | 18.5× · Fair price | ||
UniCredit | 11.5× · Cheap | ||
HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads BKS Bank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 231 | 328 | 322 | 314 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 61 | 176 | 160 | 144 | |
| 1.44 | 3.98 | 3.51 | 3.15 | |
| – | – | – | – | |
| – | – | – | – | |
| 26.2% | 53.7% | 49.8% | 45.8% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 10,533 | 10,673 | 11,072 | 11,151 |
| Cash | 849 | 584 | 964 | 644 |
| Total debt | 1,033 | 1,072 | 1,140 | 1,453 |
| Total liabilities | 8,989 | 8,904 | 9,148 | 9,088 |
| 1,544 | 1,769 | 1,924 | 2,063 | |
| 42 | 44 | 46 | 46 | |
| – | – | – | – | |
| 3.9% | 9.9% | 8.3% | 7.0% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| -569 | -226 | 414 | -527 | |
| 11 | 13 | 16 | 15 | |
| -580 | -240 | 399 | -542 | |
| Dividends paid | 10 | 11 | 16 | 18 |
| 2 | 0 | 0 | 1 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 7.0×
- –
- 0.23
- 0.5×
- 3.2×
- 14.3%
- 1.8%
Profitability
- 45.8%
- –
- –
- –
- –
Growth
- +10.7%
- +29.9%
- –
- +2.7%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
How safe it looks
12.7% of its profit
Room to growStretchedMore than it earnsNews
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about BKS Bank
Is BKS Bank a good stock to buy?
A strong, very profitable business, and the price looks low. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BKS Bank AI analysis
What does BKS Bank do?
BKS Bank AG, together with its subsidiaries, provides various banking products and services in Austria and internationally. It operates through Corporate Clients, Private Clients, Financial Markets, and Other segments. It is in Banks - Regional, based in Klagenfurt, Austria, with 1,016 employees.
Does BKS Bank pay a dividend?
Yes. At today's price the dividend is 1.8% a year, about 13% of its yearly profit. In 2025 it paid out €18.3 million in dividends.
Is BKS Bank stock halal?
No. BKS Bank does not pass our halal screen: its main business, banking, is not permitted. How we check
Who are BKS Bank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with BKS Bank's.
Prices: daily closes to Nov 10, 2026. Fundamentals: company reports via invest-like data.



