profit from every $100 of sales.
$0$100
BOK Financial
$130.15-0.44% today
+19.7% in 1 year
1-year low $103.161-year high $146.07
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.68 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What BOK Financial sold, what it kept, and what it did with the cash.
Sales went from $1.82 billion in 2022 to $2.10 billion in 2025, with $578 million of profit last year.
SalesProfit
BOK Financial handed back 77% of the cash it generated last year.
Buybacks $420M$148M
Free cash flow 2025$740M
Bought back its own shares$420M
Paid as dividends$148M
Cash vs. debt$1.7B vs. $3.1B
BOK Financial vs. similar companies
BOK Financial grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| BOK Financial | 13.7× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads BOK Financial's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 1,819 | 1,975 | 1,936 | 2,096 | |
| – | – | – | – | |
| – | – | – | – | |
| 948 | 1,863 | – | – | |
| 520 | 531 | 524 | 578 | |
| 7.68 | 8.02 | 8.14 | 9.17 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.6% | 26.9% | 27.0% | 27.6% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 47,791 | 49,825 | 49,686 | 52,238 |
| Cash | 1,402 | 1,348 | 1,435 | 1,658 |
| Total debt | 4,858 | 7,821 | 3,144 | 3,108 |
| Total liabilities | 43,103 | 44,679 | 44,135 | 46,317 |
| 4,683 | 5,142 | 5,548 | 5,919 | |
| 67 | 66 | 64 | 63 | |
| 7.0% | 10.7% | – | – | |
| 11.1% | 10.3% | 9.4% | 9.8% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 5,122 | 66 | 1,430 | 740 | |
| 215 | 166 | 172 | 164 | |
| 5,122 | 66 | 1,430 | 740 | |
| Dividends paid | 144 | 143 | 143 | 148 |
| 160 | 182 | 94 | 420 | |
| 12 | 16 | 23 | 23 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.7×
- 12.7×
- 2.25
- 1.3×
- 3.8×
- 7.3%
- 1.9%
Profitability
- 27.6%
- 1.1%
- 5.3%
- 10.3%
- 1.1%
Growth
- +4.8%
- +6.1%
- +2.7%
- −2.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 29%of 827
Top 50%of 709
Top 49%of 876
Bottom 36%of 879
Top 29%of 926
What analysts expect
- Average price target
- $131.57
- Range
- $115.00 – $140.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 20, 2026 | 2.58 | 2.30 | +12.2% |
| Jan 20, 2026 | 2.89 | 2.16 | +33.8% |
| Oct 20, 2025 | 2.22 | 2.17 | +2.3% |
| Jul 21, 2025 | 2.19 | 1.98 | +10.6% |
| Apr 21, 2025 | 1.86 | 1.99 | −6.5% |
| Jan 17, 2025 | 2.12 | 1.97 | +7.6% |
| Oct 21, 2024 | 2.18 | 1.98 | +10.1% |
| Jul 22, 2024 | 2.54 | 2.36 | +7.6% |
1.9%of the share price, paid each year
On $1,000 invested$19a year at today's yield, before tax
+2.7%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.69 in 2015 → $2.34 in 2025
How safe it looks
25.5% of its profit
Room to growStretchedMore than it earns: 19.9%
News
Sumitomo Mitsui Financial GAAP EPS of ¥232.59, total operating income of ¥1.43BSeeking Alpha · Nov 13, 2026‘She has a history of financial mismanagement’: My brother cut my sister out of his will. I’m getting everything. Do I tell her?MarketWatch · Nov 13, 2026Huang's exit, AI bubble and financial crisis fears in focus on Web Summit's last dayYahoo Finance · Nov 13, 2026Financial Horror Stories, Vol. 5: The All-Monster EditionYahoo Finance · Nov 12, 2026Financial stocks retain strong Quant ratings despite YTD declinesSeeking Alpha · Nov 11, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
57No pass
Benjamin Graham
72Pass
Philip Fisher
63Pass
Peter Lynch
38No pass
Joel Greenblatt
16No pass
Charlie Munger
53No pass
Terry Smith
49No pass
Questions about BOK Financial
Is BOK Financial a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the BOK Financial AI analysis
What does BOK Financial do?
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It is in Banks - Regional, based in Tulsa, OK, United States, with 4,969 employees.
Does BOK Financial pay a dividend?
Yes. At today's price the dividend is 1.9% a year, about 26% of its yearly profit. In 2025 it paid out $148 million in dividends.
Is BOK Financial stock halal?
No. BOK Financial does not pass our halal screen: its main business, banking, is not permitted. How we check
How has BOK Financial stock done over the past year?
Up 19.7% over the past twelve months, to $130.15. It traded between $103.16 and $146.07 and is 10.9% below its high.
Who are BOK Financial's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with BOK Financial's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.