profit from every A$100 of sales.

Bank of Queensland
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2021 to 2024.
You pay A$18.54 for every A$1 of profit it makes in a year.
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Bank of Queensland sold, what it kept, and what it did with the cash.
Sales went from A$1.24 billion in 2021 to A$1.60 billion in 2024, with A$285 million of profit last year.
Bank of Queensland vs. similar companies
Bank of Queensland grows the slowest of these 5 and is priced in the middle for its profits.
| Company | Profit from A$100 of sales | Sales growth a year | Price per A$1 of profit |
|---|---|---|---|
Bank of Queensland | 18.5× · Fair price | ||
China Merchants Bank | 7.7× · Cheap | ||
DBS Group Holdings | 18.5× · Fair price | ||
UniCredit | 11.5× · Cheap | ||
HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Bank of Queensland's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of AUD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 1,244 | 1,648 | 1,754 | 1,597 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 368 | 409 | 124 | 285 | |
| 0.63 | 0.58 | 0.18 | 0.41 | |
| – | – | – | – | |
| – | – | – | – | |
| 29.6% | 24.8% | 7.1% | 17.8% |
Balance sheet
| In millions of AUD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 91,439 | 99,913 | 105,352 | 103,040 |
| Cash | 3,182 | 2,795 | 2,875 | 3,147 |
| Total debt | 17,723 | 19,187 | 19,322 | 18,357 |
| Total liabilities | 85,242 | 93,245 | 99,222 | 97,023 |
| 6,197 | 6,668 | 6,130 | 6,017 | |
| 612 | 733 | 656 | 828 | |
| – | – | – | – | |
| 5.9% | 6.1% | 2.0% | 4.7% |
Cash flow
| In millions of AUD | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| 381 | -1,237 | 3,566 | -865 | |
| 128 | 209 | 146 | 181 | |
| 253 | -1,446 | 3,420 | -1,046 | |
| Dividends paid | 145 | 232 | 223 | 226 |
| 7 | 17 | 17 | 8 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.5×
- –
- –
- 0.8×
- 2.9×
- 5.4%
- 4.8%
Profitability
- 15.5%
- –
- –
- –
- –
Growth
- −2.7%
- +31.3%
- –
- +1.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
How safe it looks
79.3% of its profit
Room to growStretchedMore than it earnsNews
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Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Bank of Queensland
Is Bank of Queensland a good stock to buy?
A solid business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Bank of Queensland AI analysis
What does Bank of Queensland do?
Bank of Queensland Limited, together with its subsidiaries, provides financial services in Australia. The company operates through Retail Bank and BOQ Business segments. It is in Banks - Regional, based in Newstead, QLD, Australia, with 3,394 employees.
Does Bank of Queensland pay a dividend?
Yes. At today's price the dividend is 4.8% a year, about 79% of its yearly profit. In 2024 it paid out A$226 million in dividends.
Is Bank of Queensland stock halal?
No. Bank of Queensland does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Bank of Queensland stock done over the past year?
Up 10.9% over the past twelve months, to A$7.12. It traded between A$6.02 and A$7.43 and is 4.2% below its high.
Who are Bank of Queensland's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Bank of Queensland's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.



