profit from every $100 of sales.
$0$100
Blue Ridge Bankshares
$4.03-0.25% today
-6.9% in 1 year
1-year low $3.241-year high $4.60
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $33.75 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Blue Ridge Bankshares sold, what it kept, and what it did with the cash.
Sales went from $153 million in 2022 to $91.7 million in 2025, with $10.7 million of profit last year.
SalesProfit
Blue Ridge Bankshares handed back more cash to shareholders than it generated last year.
$23M
Free cash flow 2025$12M
Bought back its own shares$10M
Paid as dividends$23M
Cash vs. debt$116M vs. $172M
Blue Ridge Bankshares vs. similar companies
Blue Ridge Bankshares grows the slowest of these 5 and is the most expensive for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Blue Ridge Bankshares | 33.8× · Expensive | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Blue Ridge Bankshares's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 153 | 121 | 92 | 92 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 17 | -52 | -15 | 11 | |
| 1.47 | -2.73 | -0.31 | 0.11 | |
| – | – | – | – | |
| – | – | – | – | |
| 11.4% | -42.6% | -16.7% | 11.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 3,130 | 3,118 | 2,737 | 2,433 |
| Cash | 77 | 110 | 174 | 116 |
| Total debt | 359 | 259 | 198 | 172 |
| Total liabilities | 2,882 | 2,932 | 2,409 | 2,109 |
| 249 | 186 | 328 | 324 | |
| 19 | 19 | 85 | 97 | |
| – | – | – | – | |
| 7.0% | -27.8% | -4.7% | 3.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 94 | 44 | -6 | 14 | |
| 0 | 1 | 1 | 2 | |
| 93 | 43 | -7 | 12 | |
| Dividends paid | 9 | 5 | 0 | 23 |
| – | – | 0 | 10 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 33.8×
- –
- –
- 1.0×
- 3.9×
- 3.0%
- 26.2%
Profitability
- 11.7%
- 0.5%
- 1.2%
- 3.7%
- 0.5%
Growth
- −15.6%
- −57.9%
- −2.7%
- +56.1%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 18%of 827
Bottom 26%of 709
Bottom 14%of 876
Bottom 7%of 879
Bottom 36%of 926
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.02 | – | – |
| Jan 29, 2026 | 0.04 | – | – |
| Oct 22, 2025 | 0.06 | – | – |
| Jul 23, 2025 | 0.01 | – | – |
| Apr 24, 2025 | -0.01 | – | – |
| Jan 30, 2025 | -0.03 | – | – |
| Oct 29, 2024 | 0.01 | – | – |
| Jul 25, 2024 | -0.47 | – | – |
26.2%of the share price, paid each year
On $1,000 invested$262a year at today's yield, before tax
−2.7%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.20 in 2015 → $0.25 in 2025
How safe it looks
211.0% of its profit
Room to growStretchedMore than it earns: 189.1%
News
Real estate stocks gain as the Blue Wave sends Treasury yields lowerSeeking Alpha · Nov 7, 2026’Blue tsunami’ batters AI stocks: Is this a rare buy the dip setup?Yahoo Finance · Nov 6, 2026Evercore Names 5 Tech Stocks to Own After Blue WaveYahoo Finance · Nov 5, 2026Alphabet, Amazon, and Microsoft All Surged Today. You Can Thank the Big Blue Wave.Yahoo Finance · Nov 4, 2026Ironically, the Blue Wave Could Make Hyperscalers “Good Businesses Again” by Forcing Capex DisciplineYahoo Finance · Nov 4, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
0/7Passes 0 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
29No pass
Benjamin Graham
38No pass
Philip Fisher
35No pass
Peter Lynch
22No pass
Joel Greenblatt
7No pass
Charlie Munger
32No pass
Terry Smith
36No pass
Questions about Blue Ridge Bankshares
Is Blue Ridge Bankshares a good stock to buy?
A solid business, but the price is high. 0 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Blue Ridge Bankshares AI analysis
What does Blue Ridge Bankshares do?
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through: Commercial Banking and Mortgage Banking segments. It is in Banks - Regional.
Does Blue Ridge Bankshares pay a dividend?
Yes. At today's price the dividend is 26.2% a year, about 211% of its yearly profit. In 2025 it paid out $22.6 million in dividends.
Is Blue Ridge Bankshares stock halal?
No. Blue Ridge Bankshares does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Blue Ridge Bankshares stock done over the past year?
Down 6.9% over the past twelve months, to $4.03. It traded between $3.24 and $4.60 and is 12.4% below its high.
Who are Blue Ridge Bankshares's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Blue Ridge Bankshares's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.