profit from every $100 of sales.
$0$100
Byline Bancorp
$39.07-0.13% today
+42.1% in 1 year
1-year low $26.441-year high $39.78
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $13.37 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Byline Bancorp sold, what it kept, and what it did with the cash.
Sales went from $320 million in 2022 to $442 million in 2025, with $130 million of profit last year.
SalesProfit
Byline Bancorp handed back 31% of the cash it generated last year.
Buybacks $24M$18M
Free cash flow 2025$136M
Bought back its own shares$24M
Paid as dividends$18M
Cash vs. debt$149M vs. $495M
Byline Bancorp vs. similar companies
Byline Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Byline Bancorp | 13.4× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.5× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Byline Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 320 | 384 | 404 | 442 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 88 | 108 | 121 | 130 | |
| 2.34 | 2.67 | 2.75 | 2.89 | |
| – | – | – | – | |
| – | – | – | – | |
| 27.5% | 28.1% | 29.9% | 29.5% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 7,363 | 8,882 | 9,497 | 9,653 |
| Cash | 179 | 226 | 563 | 149 |
| Total debt | 750 | 513 | 743 | 495 |
| Total liabilities | 6,597 | 7,892 | 8,405 | 8,385 |
| 766 | 990 | 1,091 | 1,268 | |
| 37 | 40 | 44 | 45 | |
| – | – | – | – | |
| 11.5% | 10.9% | 11.1% | 10.3% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 220 | 166 | 175 | 140 | |
| 4 | 4 | 4 | 4 | |
| 217 | 162 | 171 | 136 | |
| Dividends paid | 14 | 15 | 16 | 18 |
| 28 | 0 | 0 | 24 | |
| 5 | 7 | 8 | 9 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 13.4×
- 12.1×
- 1.83
- 1.2×
- 3.9×
- 7.5%
- 1.3%
Profitability
- 29.5%
- 7.3%
- 6.5%
- 11.2%
- 1.4%
Growth
- +11.3%
- +7.3%
- +27.2%
- +4.5%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 39%of 767
Top 33%of 605
Top 50%of 878
Top 44%of 882
Top 33%of 932
What analysts expect
- Average price target
- $40.00
- Range
- $40.00 – $40.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 0.83 | 0.74 | +12.2% |
| Jan 22, 2026 | 0.76 | 0.72 | +5.6% |
| Jul 24, 2025 | 0.75 | 0.67 | +12.4% |
| Apr 24, 2025 | 0.65 | 0.62 | +4.5% |
| Jan 24, 2025 | 0.69 | 0.61 | +13.0% |
| Jul 25, 2024 | 0.68 | 0.63 | +7.9% |
| Apr 25, 2024 | 0.70 | 0.64 | +9.4% |
| Jan 25, 2024 | 0.73 | 0.67 | +9.0% |
1.3%of the share price, paid each year
On $1,000 invested$13a year at today's yield, before tax
+27.2%2020 to 2025
Raised1 yearin a row, in our data
Paid per share, each year
$0.03 in 2019 → $0.40 in 2025
How safe it looks
14.0% of its profit
Room to growStretchedMore than it earns: 13.3%
News
No recent news on file.
Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
2/7Passes 2 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
59No pass
Benjamin Graham
70Pass
Philip Fisher
61Pass
Peter Lynch
49No pass
Joel Greenblatt
20No pass
Charlie Munger
48No pass
Terry Smith
50No pass
Questions about Byline Bancorp
Is Byline Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 2 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Byline Bancorp AI analysis
What does Byline Bancorp do?
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It is in Banks - Regional.
Does Byline Bancorp pay a dividend?
Yes. At today's price the dividend is 1.3% a year, about 14% of its yearly profit. In 2025 it paid out $18.2 million in dividends.
Is Byline Bancorp stock halal?
No. Byline Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Byline Bancorp stock done over the past year?
Up 42.1% over the past twelve months, to $39.07. It traded between $26.44 and $39.78, close to its high.
Who are Byline Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Byline Bancorp's.
Prices: daily closes to Nov 12, 2026. Fundamentals: company reports via invest-like data.