profit from every €100 of sales.
€0€100
Commerzbank
€39.89-0.05% today
+15.7% in 1 year
1-year low €29.591-year high €42.75
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay €16.42 for every €1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Commerzbank sold, what it kept, and what it did with the cash.
Sales went from €10.4 billion in 2022 to €12.9 billion in 2025, with €2.63 billion of profit last year.
SalesProfit
Commerzbank vs. similar companies
Commerzbank grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from €100 of sales | Sales growth a year | Price per €1 of profit |
|---|---|---|---|
| Commerzbank | 16.4× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Commerzbank's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 10,390 | 11,812 | 12,362 | 12,934 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 1,435 | 2,224 | 2,677 | 2,625 | |
| 0.99 | 1.63 | 2.06 | 2.06 | |
| – | – | – | – | |
| – | – | – | – | |
| 13.8% | 18.8% | 21.7% | 20.3% |
Balance sheet
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 477,428 | 517,166 | 554,646 | 590,092 |
| Cash | 86,647 | 102,692 | 79,122 | 67,729 |
| Total debt | 43,765 | 48,254 | 54,886 | 72,543 |
| Total liabilities | 446,495 | 484,158 | 518,929 | 554,728 |
| 30,045 | 31,992 | 34,468 | 33,829 | |
| 1,252 | 1,246 | 1,188 | 1,126 | |
| – | – | – | – | |
| 4.8% | 7.0% | 7.8% | 7.8% |
Cash flow
| In millions of EUR | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 25,859 | 20,282 | -20,296 | -6,727 | |
| 675 | 998 | 1,146 | 1,147 | |
| 25,184 | 19,284 | -21,442 | -7,874 | |
| Dividends paid | – | 250 | 415 | 733 |
| 0 | 122 | 1,072 | 1,528 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 16.4×
- –
- 0.59
- 1.2×
- 3.3×
- 6.1%
- 1.7%
Profitability
- 20.3%
- –
- –
- –
- –
Growth
- +7.6%
- +27.7%
- –
- −4.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 38%of 876
Bottom 47%of 878
Bottom 6%of 929
1.7%of the share price, paid each year
On $1,000 invested$17a year at today's yield, before tax
–per share
Raised–not every year
How safe it looks
27.9% of its profit
Room to growStretchedMore than it earnsNews
Commerzbank Says Treasury Futures Supported as Nasdaq Futures Fall Amid Nvidia Leadership Uncertainty, Brent SlipsYahoo Finance · Nov 12, 2026US Treasuries Trade in Narrow Range as Oil Prices Recover Ahead of Midterm Elections: CommerzbankYahoo Finance · Nov 3, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
Not enough data
Questions about Commerzbank
Is Commerzbank a good stock to buy?
A strong, very profitable business at a fair price. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Commerzbank AI analysis
What does Commerzbank do?
Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, and Asia. It is in Banks - Regional, based in Frankfurt am Main, Germany, with 40,144 employees.
Does Commerzbank pay a dividend?
Yes. At today's price the dividend is 1.7% a year, about 28% of its yearly profit. In 2025 it paid out €733 million in dividends.
Is Commerzbank stock halal?
No. Commerzbank does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Commerzbank stock done over the past year?
Up 15.7% over the past twelve months, to €39.89. It traded between €29.59 and €42.75 and is 6.7% below its high.
Who are Commerzbank's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Commerzbank's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.