profit from every $100 of sales.
$0$100
Capital Bancorp
$42.12+0.36% today
+52.1% in 1 year
1-year low $26.611-year high $43.78
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $12.04 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Capital Bancorp sold, what it kept, and what it did with the cash.
Sales went from $168 million in 2022 to $241 million in 2025, with $57.2 million of profit last year.
SalesProfit
Capital Bancorp handed back 28% of the cash it generated last year.
Buybacks $12M$7M
Free cash flow 2025$67M
Bought back its own shares$12M
Paid as dividends$7M
Cash vs. debt$256M vs. $52M
Capital Bancorp vs. similar companies
Capital Bancorp grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Capital Bancorp | 12.0× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Capital Bancorp's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 168 | 165 | 184 | 241 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 42 | 36 | 31 | 57 | |
| 2.91 | 2.55 | 2.11 | 3.41 | |
| – | – | – | – | |
| – | – | – | – | |
| 24.8% | 21.8% | 16.9% | 23.7% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2,124 | 2,226 | 3,207 | 3,606 |
| Cash | 60 | 54 | 205 | 256 |
| Total debt | 119 | 49 | 34 | 52 |
| Total liabilities | 1,900 | 1,971 | 2,852 | 3,204 |
| 224 | 255 | 355 | 402 | |
| 14 | 14 | 15 | 17 | |
| – | – | – | – | |
| 18.7% | 14.1% | 8.7% | 14.2% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 51 | 47 | 35 | 70 | |
| 2 | 2 | 2 | 2 | |
| 50 | 45 | 33 | 67 | |
| Dividends paid | 3 | 4 | 5 | 7 |
| 0 | 9 | 1 | 12 | |
| 2 | 2 | 2 | 2 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 12.0×
- 12.4×
- 2.22
- 1.3×
- 2.9×
- 8.3%
- 1.5%
Profitability
- 23.7%
- 1.3%
- 12.3%
- 13.9%
- 1.5%
Growth
- +12.7%
- +5.4%
- –
- +4.6%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 33%of 854
Bottom 42%of 733
Top 39%of 876
Top 34%of 878
Top 28%of 929
What analysts expect
- Average price target
- $37.00
- Range
- $37.00 – $37.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 27, 2026 | 0.73 | 0.78 | −6.4% |
| Jan 26, 2026 | 0.91 | 0.79 | +15.5% |
| Oct 27, 2025 | 0.72 | 0.88 | −18.2% |
| Jul 28, 2025 | 0.85 | 0.89 | −4.5% |
| Apr 28, 2025 | 0.88 | 0.67 | +31.3% |
| Mar 17, 2025 | 0.45 | – | – |
| Oct 28, 2024 | 0.66 | 0.68 | −2.9% |
| Jul 22, 2024 | 0.59 | 0.60 | −1.7% |
1.5%of the share price, paid each year
On $1,000 invested$15a year at today's yield, before tax
–per share
Raised4 yearsin a row, in our data
Paid per share, each year
$0.10 in 2021 → $0.44 in 2025
How safe it looks
12.8% of its profit
Room to growStretchedMore than it earns: 10.8%
News
Eagle Capital Growth Fund declares $0.49 dividendSeeking Alpha · Nov 14, 2026Uwharrie Capital GAAP EPS of $0.37, revenue of $13.27MSeeking Alpha · Nov 14, 2026Jefferson Capital Non-GAAP EPS of $0.83 beats by $0.10, revenue of $185.51M beats by $8.49MSeeking Alpha · Nov 13, 2026Kalshi plans fresh capital raise at $65B valuation - reportSeeking Alpha · Nov 12, 2026Fiera Capital Non-GAAP EPS of C$0.19, revenue of C$150.4MSeeking Alpha · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
67Pass
Benjamin Graham
73Pass
Philip Fisher
63Pass
Peter Lynch
44No pass
Joel Greenblatt
18No pass
Charlie Munger
59No pass
Terry Smith
58No pass
Questions about Capital Bancorp
Is Capital Bancorp a good stock to buy?
A strong, very profitable business, and the price looks low. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Capital Bancorp AI analysis
What does Capital Bancorp do?
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It is in Banks - Regional.
Does Capital Bancorp pay a dividend?
Yes. At today's price the dividend is 1.5% a year, about 13% of its yearly profit. In 2025 it paid out $7.30 million in dividends.
Is Capital Bancorp stock halal?
No. Capital Bancorp does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Capital Bancorp stock done over the past year?
Up 52.1% over the past twelve months, to $42.12. It traded between $26.61 and $43.78 and is 3.8% below its high.
Who are Capital Bancorp's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Capital Bancorp's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.