profit from every $100 of sales.
$0$100
Capital City Bank Group
$51.00-0.18% today
+24.8% in 1 year
1-year low $39.461-year high $52.84
Trading close to its highest price of the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $14.18 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Capital City Bank Group sold, what it kept, and what it did with the cash.
Sales went from $194 million in 2022 to $244 million in 2025, with $61.6 million of profit last year.
SalesProfit
Capital City Bank Group handed back 21% of the cash it generated last year.
$17M
Free cash flow 2025$80M
Bought back its own shares$0
Paid as dividends$17M
Cash vs. debt$62M vs. $71M
Capital City Bank Group vs. similar companies
Capital City Bank Group grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Capital City Bank Group | 14.2× · Cheap | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Capital City Bank Group's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 194 | 224 | 227 | 244 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 33 | 52 | 53 | 62 | |
| 1.97 | 3.07 | 3.12 | 3.60 | |
| – | – | – | – | |
| – | – | – | – | |
| 17.3% | 23.4% | 23.4% | 25.2% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4,519 | 4,304 | 4,325 | 4,386 |
| Cash | 72 | 83 | 71 | 62 |
| Total debt | 104 | 62 | 56 | 71 |
| Total liabilities | 4,123 | 3,856 | 3,830 | 3,833 |
| 396 | 448 | 495 | 553 | |
| 17 | 17 | 17 | 17 | |
| – | – | – | – | |
| 8.4% | 11.7% | 10.7% | 11.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 93 | 55 | 64 | 88 | |
| 6 | 7 | 9 | 8 | |
| 86 | 48 | 55 | 80 | |
| Dividends paid | 11 | 13 | 15 | 17 |
| 0 | 4 | 2 | 0 | |
| 2 | 1 | 2 | 2 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 14.2×
- 14.0×
- 0.64
- 1.4×
- 3.6×
- 7.1%
- 2.2%
Profitability
- 25.2%
- 8.8%
- 8.4%
- 11.1%
- 1.4%
Growth
- +8.1%
- +22.3%
- +11.9%
- +0.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 28%of 854
Top 31%of 733
Bottom 47%of 876
Bottom 49%of 878
Top 31%of 929
What analysts expect
- Average price target
- $49.50
- Range
- $49.50 – $49.50
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 20, 2026 | 0.92 | 0.85 | +8.2% |
| Jan 27, 2026 | 0.80 | 0.89 | −10.1% |
| Oct 21, 2025 | 0.93 | 0.87 | +7.3% |
| Jul 22, 2025 | 0.88 | 0.79 | +11.8% |
| Apr 21, 2025 | 0.99 | 0.74 | +33.8% |
| Mar 11, 2025 | 0.77 | – | – |
| Oct 22, 2024 | 0.78 | 0.77 | +1.3% |
| Jul 23, 2024 | 0.83 | 0.73 | +13.7% |
2.2%of the share price, paid each year
On $1,000 invested$22a year at today's yield, before tax
+11.9%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$0.13 in 2015 → $1.00 in 2025
How safe it looks
27.7% of its profit
Room to growStretchedMore than it earns: 21.3%
News
Eagle Capital Growth Fund declares $0.49 dividendSeeking Alpha · Nov 14, 2026Uwharrie Capital GAAP EPS of $0.37, revenue of $13.27MSeeking Alpha · Nov 14, 2026Jefferson Capital Non-GAAP EPS of $0.83 beats by $0.10, revenue of $185.51M beats by $8.49MSeeking Alpha · Nov 13, 2026Kalshi plans fresh capital raise at $65B valuation - reportSeeking Alpha · Nov 12, 2026Fiera Capital Non-GAAP EPS of C$0.19, revenue of C$150.4MSeeking Alpha · Nov 12, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
6/7Passes 6 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
74Pass
Benjamin Graham
73Pass
Philip Fisher
84Pass
Peter Lynch
82Pass
Joel Greenblatt
23No pass
Charlie Munger
66Pass
Terry Smith
63Pass
Questions about Capital City Bank Group
Is Capital City Bank Group a good stock to buy?
A strong, very profitable business, and the price looks low. 6 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Capital City Bank Group AI analysis
What does Capital City Bank Group do?
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. It is in Banks - Regional.
Does Capital City Bank Group pay a dividend?
Yes. At today's price the dividend is 2.2% a year, about 28% of its yearly profit. In 2025 it paid out $17.1 million in dividends.
Is Capital City Bank Group stock halal?
No. Capital City Bank Group does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Capital City Bank Group stock done over the past year?
Up 24.8% over the past twelve months, to $51.00. It traded between $39.46 and $52.84 and is 3.5% below its high.
Who are Capital City Bank Group's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Capital City Bank Group's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.