profit from every $100 of sales.
$0$100
City
$142.45+0.32% today
+18.0% in 1 year
1-year low $116.621-year high $147.98
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $15.37 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What City sold, what it kept, and what it did with the cash.
Sales went from $246 million in 2022 to $305 million in 2025, with $130 million of profit last year.
SalesProfit
City handed back 72% of the cash it generated last year.
Buybacks $46M$47M
Free cash flow 2025$128M
Bought back its own shares$46M
Paid as dividends$47M
Cash vs. debt$192M vs. $150M
City vs. similar companies
City grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| City | 15.4× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads City's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 246 | 282 | 285 | 305 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 102 | 114 | 117 | 130 | |
| 6.80 | 7.61 | 7.89 | 8.93 | |
| – | – | – | – | |
| – | – | – | – | |
| 41.5% | 40.5% | 41.1% | 42.8% |
Balance sheet
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 5,878 | 6,168 | 6,459 | 6,722 |
| Cash | 200 | 156 | 225 | 192 |
| Total debt | 0 | 125 | 150 | 150 |
| Total liabilities | 5,300 | 5,491 | 5,729 | 5,912 |
| 578 | 677 | 731 | 810 | |
| 15 | 15 | 15 | 14 | |
| – | – | – | – | |
| 17.7% | 16.9% | 16.0% | 16.1% |
Cash flow
| In millions of USD | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 116 | 138 | 132 | 131 | |
| 2 | 3 | 3 | 3 | |
| 114 | 135 | 129 | 128 | |
| Dividends paid | 37 | 40 | 43 | 47 |
| 26 | 60 | 18 | 46 | |
| 3 | 3 | 4 | 3 |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 15.4×
- 15.8×
- 1.62
- 2.5×
- 6.6×
- 6.5%
- 2.7%
Profitability
- 42.8%
- 2.0%
- 10.1%
- 16.7%
- 2.0%
Growth
- +7.4%
- +9.5%
- +7.3%
- −0.9%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Bottom 38%of 854
Top 18%of 733
Bottom 43%of 876
Bottom 46%of 878
Top 49%of 929
What analysts expect
- Average price target
- $130.00
- Range
- $130.00 – $130.00
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| Apr 23, 2026 | 2.20 | 2.17 | +1.4% |
| Jan 21, 2026 | 2.18 | 2.29 | −4.8% |
| Oct 22, 2025 | 2.41 | 2.15 | +12.1% |
| Jul 22, 2025 | 2.29 | 1.97 | +16.2% |
| Apr 23, 2025 | 2.06 | 1.84 | +12.0% |
| Jan 23, 2025 | 1.94 | 1.91 | +1.6% |
| Oct 24, 2024 | 2.02 | 1.92 | +5.2% |
| Jul 23, 2024 | 1.96 | 1.91 | +2.6% |
2.7%of the share price, paid each year
On $1,000 invested$27a year at today's yield, before tax
+7.3%2020 to 2025
Raised10 yearsin a row, in our data
Paid per share, each year
$1.66 in 2015 → $3.24 in 2025
How safe it looks
36.2% of its profit
Room to growStretchedMore than it earns: 36.8%
News
New York City needs 700,000 new homes to ease housing shortage, report findsSeeking Alpha · Nov 10, 2026What gave this city its ‘best place to retire’ crown? You can actually afford to live there.MarketWatch · Oct 31, 2026RNAi drug developer City climbs after upsized IPOSeeking Alpha · Oct 16, 2026Yemen forces reclaim key Red Sea port city from Iran-backed Houthis in major counteroffensiveCNBC · Oct 6, 2026This city saw 1 in 3 home sellers slash their asking price in September to attract reluctant buyersMarketWatch · Oct 3, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
3/7Passes 3 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
61Pass
Benjamin Graham
56No pass
Philip Fisher
72Pass
Peter Lynch
53No pass
Joel Greenblatt
14No pass
Charlie Munger
61Pass
Terry Smith
55No pass
Questions about City
Is City a good stock to buy?
A strong, very profitable business at a fair price. 3 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the City AI analysis
What does City do?
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It is in Banks - Regional.
Does City pay a dividend?
Yes. At today's price the dividend is 2.7% a year, about 36% of its yearly profit. In 2025 it paid out $47.3 million in dividends.
Is City stock halal?
No. City does not pass our halal screen: its main business, banking, is not permitted. How we check
How has City stock done over the past year?
Up 18.0% over the past twelve months, to $142.45. It traded between $116.62 and $147.98 and is 3.7% below its high.
Who are City's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with City's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.