profit from every $100 of sales.
$0$100
Grupo Cibest
$89.51+0.98% today
+42.8% in 1 year
1-year low $60.491-year high $103.26
Trading in the middle of its range for the past year.
The essentials
Four questions every investor asks, answered in one line each.
more sales each year, on average, 2022 to 2025.
0%20% a year
You pay $18.27 for every $1 of profit it makes in a year.
CheapExpensive
Not measured for banks and insurers: deposits and policy reserves count as debt, so the usual debt test says nothing about them.
Money in, money out
What Grupo Cibest sold, what it kept, and what it did with the cash.
Sales went from COP 24.2 trillion in 2022 to COP 27.5 trillion in 2025, with COP 3.82 trillion of profit last year.
SalesProfit
Grupo Cibest handed back 56% of the cash it generated last year.
COP 5.20T
Free cash flow 2025COP 10.01T
Bought back its own sharesCOP 431.4B
Paid as dividendsCOP 5.20T
Cash vs. debtCOP 25.24T vs. COP 18.09T
Grupo Cibest vs. similar companies
Grupo Cibest grows in the middle of these 5 and is priced in the middle for its profits.
| Company | Profit from $100 of sales | Sales growth a year | Price per $1 of profit |
|---|---|---|---|
| Grupo Cibest | 18.3× · Fair price | ||
 China Merchants Bank | 7.7× · Cheap | ||
 DBS Group Holdings | 18.2× · Fair price | ||
 UniCredit | 11.5× · Cheap | ||
 HDFC Bank | 18.6× · Fair price |
AI analysis
An AI analyst reads Grupo Cibest's last five years, its segments, earnings, insiders and peers, and writes the bull case, the bear case and what the price expects.
Run the AI analysisFull statementsIncome, balance sheet and cash flow, year by year
Income statement
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 24,242,944 | 26,598,242 | 26,179,776 | 27,494,931 | |
| – | – | – | – | |
| – | – | – | – | |
| – | – | – | – | |
| 6,783,490 | 6,116,936 | 6,267,744 | 3,820,634 | |
| 28,210.85 | 25,438.82 | 26,065.99 | 16,032.63 | |
| – | – | – | – | |
| – | – | – | – | |
| 28.0% | 23.0% | 23.9% | 13.9% |
Balance sheet
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 352,814,733 | 342,928,809 | 372,215,382 | 379,752,380 |
| Cash | 28,771,575 | 31,958,683 | 27,121,151 | 25,242,810 |
| Total debt | 41,168,894 | 32,085,792 | 28,854,112 | 18,091,160 |
| Total liabilities | 312,817,182 | 303,879,080 | 327,631,107 | 338,756,746 |
| 39,088,903 | 38,089,512 | 43,542,468 | 39,754,633 | |
| 240 | 240 | 240 | 238 | |
| – | – | – | – | |
| 17.4% | 16.1% | 14.4% | 9.6% |
Cash flow
| In millions of COP | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 6,339,438 | 19,153,084 | 435,895 | 12,258,945 | |
| 3,538,855 | 2,412,123 | 2,042,094 | 2,244,222 | |
| 2,800,583 | 16,740,961 | -1,606,199 | 10,014,723 | |
| Dividends paid | 2,310,666 | 3,298,183 | 3,398,756 | 5,196,645 |
| – | 0 | 0 | 431,418 | |
| – | – | – | – |
This is a bank or insurer, so cash-flow and debt ratios are left out: borrowing and lending is the business itself. Price to book and return on equity are the measures that matter here.
Valuation
- 18.3×
- 0.0×
- –
- 1.8×
- 2.5×
- 5.5%
- 7.4%
Profitability
- 13.9%
- 5.8%
- 8.7%
- 17.5%
- 1.8%
Growth
- +4.3%
- −17.2%
- +21.7%
- −0.3%
How it ranks in Financial Services
Each dot is where the company stands among every company over $300M in the sector. Further right is better.
Top 46%of 688
Top 49%of 540
Bottom 32%of 900
Bottom 36%of 908
Top 15%of 941
What analysts expect
- Average price target
- $67.33
- Range
- $61.00 – $72.00
- 1 analysts
These targets were collected on May 20, 2026 and our analyst feed has not updated since, so we no longer compare them with today's price.
Recent earnings
Our results feed has not updated since May 21, 2026. Results reported after that are not in this table yet.
| Date | EPS | Expected | Surprise |
|---|---|---|---|
| May 4, 2026 | 1.62 | 1.84 | −12.0% |
| Feb 23, 2026 | 1.77 | 2.04 | −13.2% |
| Nov 6, 2025 | 2.18 | 1.81 | +20.4% |
| Aug 7, 2025 | 1.79 | 7,010.12 | −100.0% |
| May 5, 2025 | 1.74 | 6,654.50 | −100.0% |
| Feb 19, 2025 | 1.57 | 1.35 | +16.3% |
| Nov 8, 2024 | 1.53 | 6,122.55 | −100.0% |
| Aug 8, 2024 | 1.53 | 5,918.02 | −100.0% |
7.4%of the share price, paid each year
On $1,000 invested$74a year at today's yield, before tax
+21.7%2020 to 2025
Raised4 yearsin a row, in our data
Paid per share, each year
$1.17 in 2015 → $4.06 in 2025
How safe it looks
136.0% of its profit
Room to growStretchedMore than it earns: 51.9%
News
Grupo Supervielle Q3 2026 Earnings PreviewSeeking Alpha · Nov 13, 2026Grupo Aeroportuario del Pacifico reports Q3 resultsSeeking Alpha · Oct 20, 2026Insider trades
Our insider feed has not updated since May 26, 2026. Trades filed after that are not listed yet.
No insider trades on file.
The seven classic investing rulebooks
1/7Passes 1 of 7. Each bar is how well the company fits that investor's published rules, from 0 to 100; 60 or more counts as a pass.
Warren Buffett
62Pass
Benjamin Graham
59No pass
Philip Fisher
57No pass
Peter Lynch
29No pass
Joel Greenblatt
13No pass
Charlie Munger
54No pass
Terry Smith
51No pass
Questions about Grupo Cibest
Is Grupo Cibest a good stock to buy?
A solid business at a fair price. 1 of the 7 famous investors' published rulebooks we apply pass it. Whether it suits you depends on your goals and the price you pay; invest-like never tells anyone to buy or sell. The AI analysis lays out the case for and against. Read the Grupo Cibest AI analysis
What does Grupo Cibest do?
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It is in Banks - Regional, based in Medellín, Colombia, with 33,588 employees.
Does Grupo Cibest pay a dividend?
Yes. At today's price the dividend is 7.4% a year, about 136% of its yearly profit. In 2025 it paid out $5.20 trillion in dividends.
Is Grupo Cibest stock halal?
No. Grupo Cibest does not pass our halal screen: its main business, banking, is not permitted. How we check
How has Grupo Cibest stock done over the past year?
Up 42.8% over the past twelve months, to $89.51. It traded between $60.49 and $103.26 and is 13.3% below its high.
Who are Grupo Cibest's competitors?
The largest listed companies in the same industry are China Merchants Bank, DBS Group Holdings, UniCredit and HDFC Bank. The peers table on this page compares their profit, growth and price with Grupo Cibest's.
Prices: daily closes to Nov 13, 2026. Fundamentals: company reports via invest-like data.